Active · Single Family

405 CAYUGA STREET

TAMPA, FL 33603

$400,000

$299/sqft

Beds

3 beds

Baths

2 baths

Area

1,338 sqft

Single FamilyBuilt 19385,740 sqft lotCentral, Heat PumpCentral Air$299/sqft3 days on market

About this home

Rare duplex in the heart of Old Seminole Heights! Whether you're an investor looking to add a strong cash-flowing asset to your portfolio or a savvy house hacker looking to offset your mortgage with rental income, opportunities like this are few and far between. Offering two completely separate residences on one property, this unique investment combines privacy, character, and long-term income potential in one of Tampa's most desirable rental markets. Most recently leased for $1,700 and $1,750 per month, this property offers proven income potential from day one. Unlike a traditional duplex, these are two completely detached homes with no shared walls, giving each residence the feel and privacy of a single-family home. The front 1-bedroom, 1-bath 650sqft main house immediately stands out with its distinctive Cape Cod-inspired cedar shingle exterior—a rare architectural style that adds charm and timeless character. Inside, you'll find fresh interior paint, newer windows, white shaker cabinetry, granite countertops, wood-look laminate flooring, a spacious walk-in closet, in-unit laundry, and a full kitchen appliance package including the refrigerator, range, microwave, and dishwasher. Privately tucked behind the main home is a detached 2-bedroom, 1-bath 658sqft carriage house with its own alley access and off-street parking, creating an ideal setup for long-term tenants, multigenerational living, or an owner-occupant looking to generate passive income. A privacy fence separates the two homes, creating the feel of two independent residences rather than a typical duplex. Each home features its own water, sewer, and electric meters, central heat and air, and private laundry, making ownership and management simple. Major improvements include roofs and water heaters replaced in 2018, HVAC systems installed in 2019 and 2020, termite tenting completed in 2018, and more. Additional storage is conveniently located beneath the carriage house. Located in the heart of highly sought-after Old Seminole Heights, you'll be just minutes from neighborhood favorites including award-winning restaurants, breweries, coffee shops, parks, Downtown Tampa, Armature Works, and the Tampa Riverwalk. Investment opportunities with this level of character, privacy, and flexibility rarely become available in Seminole Heights. Whether you're building long-term wealth through rental income or looking for one of the best house-hacking opportunities on the market, this is a property you'll want to see.

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Living area: 1,338 sqft
Heating: Central, Heat Pump
Cooling: Central Air
Flooring: Laminate, Tile, Wood
Stories: 1
Features: Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Walk-In Closet(s)
Appliances: Dishwasher, Refrigerator

Exterior & lot

Lot size: 5,740 sqft (0.13 ac)
Roof: Shingle
Construction: Cedar, Frame
Exterior: Storage

Financial

Annual tax: $7,015 (2025)
Price / sqft: $299/sqft

Utilities

Water: Public
Sewer: Public Sewer
Utilities: BB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected

Property

Property type: Single Family
Year built: 1938
Subdivision: LESLEYS
County: Hillsborough

Assigned schools

Elementary: Broward-HB
Middle: Memorial-HB
High: Hillsborough-HB

Listing

Status: Active
Days on market: Today
MLS #: MFR801363204
Source: Stellar MLS

Listed by Jackie De La Rosa · LOMBARDO HEIGHTS LLC

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQEstimate

Sample estimate — not an appraisal

$380k

−4.9% vs asking

$356k low$404k high

Based on 23 comparable sales within 1 mile of TAMPA, FL. priced over RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA

Down payment (%)

Interest rate (%)

Loan term (yrs)

Property tax (% / yr)

Home insurance ($ / yr)

HOA dues ($ / mo)

Estimated monthly payment$2,629/mo

Principal & interest: $2,129/mo
Property tax: $300/mo
Home insurance: $200/mo

Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.