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Active · Single Family

12781 SW 86TH CIRCLE

OCALA, FL 34481

Beds
4 beds
Baths
3 baths
Area
1,679 sqft
Single FamilyBuilt 202512,197 sqft lot2-car garageCentralCentral Air$173/sqft516 days on market

About this home

Brand-new corner-lot home in Ocala offering the perfect combination of modern design, convenience, and an unbeatable location! This 4-bedroom, 2.5-bathroom home features a spacious open-concept layout ideal for entertaining. The primary suite offers a spa-inspired bathroom with a freestanding soaking tub, a sleek glass-enclosed shower, and elegant finishes. The stylish kitchen comes fully equipped with stainless-steel appliances, including a refrigerator, range, microwave, dishwasher, and garbage disposal. Additional highlights include a SMART KEY entry system for added security and convenience. Located just 7 minutes from State Road 200, providing quick access to hospitals, shopping centers, restaurants, grocery stores, pharmacies, and everyday conveniences, plus only 6 minutes from Walmart Supercenter. One or more photos have been virtually staged. FHA, VA, USDA, Conventional, and Cash financing are welcome. Schedule your private showing today!

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Living area
1,679 sqft
Heating
Central
Cooling
Central Air
Flooring
Vinyl
Features
Walk-In Closet(s)
Appliances
Range, Refrigerator

Exterior & lot

Lot size
12,197 sqft (0.28 ac)
Roof
Shingle
Construction
Block, Stucco
Exterior
Lighting

Parking

Garage
2 spaces

Financial

Annual tax
$676 (2024)
Price / sqft
$173/sqft

Utilities

Water
Well
Sewer
Septic Tank
Utilities
Electricity Connected, Water Connected

Property

Property type
Single Family
Year built
2025
Subdivision
MARION OAKS UN TWELVE
County
Marion

Listing

Status
Active
Days on market
453 days
MLS #
MFR750884387
Source
Stellar MLS

Listed by Margie Caldera · EXP REALTY LLC

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQRENA ValiQ is an estimated value, blended from public sale comps, neighbourhood trend and this listing’s own metrics. It is a reference, not a guaranteed or asking price. The final number moves on diligence, terms and timing.Estimate

Sample estimate — not an appraisal

$313k
+7.8% vs asking
$295k low$330k high

Based on 16 comparable sales within 1 mile of OCALA, FL, this home is priced under RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$1,522/mo
Principal & interest
$1,466/mo
Property tax
$56/mo
Home insurance
$0/mo

Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own bill; insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

DateEventPriceChange
Jun 30, 2026Price reduced$289,900−$25,090
Mar 18, 2025Listed$314,990

NeighbourhoodSample data

Reference scores for OCALA, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.

Walk Score
43/ 100
Car-dependent
Transit Score
70/ 100
Excellent transit
Bike Score
53/ 100
Bikeable
Elementary school
6/ 10
Above average
Middle school
6/ 10
Above average
High school
9/ 10
Top-rated

Location

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