4 BASIN STREET
PALMETTO, FL 34221
About this home
Your Florida waterfront escape is ready and awaiting at 4 Basin St in Tropic Isles Co-op, a welcoming 55+ community! This fully furnished 1-bedroom, 1-bathroom 2015 Palm Harbor manufactured home sits directly on a protected basin with an assigned shared boat slip and a 10,000 lb boat lift right out front — with open water access out to Terra Ceia Bay, perfect for boating, fishing, or paddling just steps from your door. Thoughtfully elevated construction offers real peace of mind in this waterfront setting, keeping the home raised above typical flood concerns while the space below is concrete under entire unit and over 5' clearance providing fantastic bonus storage. The north-facing patio stays comfortably through Florida's warm afternoons, making it ideal for relaxed entertaining by the water. The home also offers a dedicated shed/office space for hobbies or extra convenience. Tropic Isles offers exceptional value with a low $372 monthly maintenance fee that includes water, trash, recycling, sewer, and park management — plus access to resort-style amenities: a full-service marina, two social gathering/meeting buildings, a temperature-controlled pool, hot tub, fitness room, game rooms, library, shuffleboard courts, and 2.5 miles of scenic waterfront. Move-in ready and fully furnished. Enjoy the easy Florida lifestyle in a friendly, active 55+ waterfront community, close to downtown Palmetto shops and dining. Check out the virtual tour and schedule your private showing today!
Facts & features
Interior
- Bedrooms
- 1
- Bathrooms
- 1
- Living area
- 481 sqft
- Heating
- Other
- Cooling
- Mini-Split Unit(s)
- Flooring
- Laminate
- Stories
- 1
- Features
- Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan…
- Appliances
- Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator…
Exterior & lot
- Lot size
- 1,590 sqft (0.04 ac)
- Waterfront
- Yes
- Roof
- Shingle
- Construction
- Vinyl Siding
- Exterior
- Sliding Doors, Storage
Financial
- HOA dues
- $372 / monthly
- Annual tax
- $3,675 (2025)
- Price / sqft
- $457/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Private, Public, Sewer Available, Sewer Connected, Water Available…
Property
- Property type
- Single Family
- Year built
- 2015
- Subdivision
- TROPIC ISLES CO-OP
- County
- Manatee
Listing
- Status
- Active
- Days on market
- 1 day
- MLS #
- MFR800992296
- Source
- Stellar MLS
Listed by Carmen Garcia Urgelles · KELLER WILLIAMS ON THE WATER
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 31 comparable sales within 1 mile of PALMETTO, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $1,112/mo
- Property tax
- $306/mo
- Home insurance
- $0/mo
- HOA dues
- $372/mo
Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own bill; insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Jul 22, 2026 | Listed | $220,000 | — |
NeighbourhoodSample data
Reference scores for PALMETTO, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
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