Active$799,900
4495 CLEARWATER HARBOR DRIVE
LARGO, FL 33770
3 beds2 baths1,778 sqft
1 / 39
Active · Single Family
118 LIVE OAK LANE
LARGO, FL 33770
Beds
4 beds
Baths
3 baths
Area
1,864 sqft
Single FamilyBuilt 195612,497 sqft lot2-car garageCentral, ElectricCentral AirPool$429/sqft17 days on market
Location
About this home
Welcome to this beautifully appointed 4-bedroom, 2.5-bath pool home situated on an oversized lot in the highly desirable Harbor Bluffs community. This golf-cart-friendly neighborhood offers an exceptional location with convenient access to fine dining, shopping, grocery stores, boat ramps, and some of America’s best beaches. A circular driveway provides ample parking, while the expansive side yards offer plenty of room for boat or RV parking. As you approach the home, a gated courtyard welcomes you to the front door entry. Inside, custom coffered ceilings add character and elegance throughout the home. The spacious kitchen features an island and pantry and flows seamlessly into the dining and living areas, creating an ideal layout for everyday living and entertaining. Large windows and French doors overlook the impressive backyard, where a solar-heated saltwater pool and expansive pavered patio create a private outdoor retreat. The split-bedroom floor plan offers privacy and functionality. Two guest bedrooms are conveniently located just off the main living area, while a fourth room currently serves as a playroom and could easily accommodate a variety of uses to suit your needs. The spacious primary suite is a true retreat, featuring a large walk-in closet and an en-suite bath with dual vanities. A separate gated patio just off the primary suite provides the perfect spot for enjoying your morning coffee. A 2nd set of French doors provide direct access to the pool area, seamlessly connecting indoor and outdoor living. For added convenience, the guest bathroom features a tub and the half bath is located within the laundry room. Additional upgrades include updated electrical, a newer roof, new water heater, new well pump for irrigation, hurricane-rated garage door, and vinyl fencing. Set on a prime, elevated homesite outside the flood zone, this Harbor Bluffs property combines space, privacy, thoughtful upgrades, and an unbeatable location near the beach. Come experience the Florida lifestyle this exceptional home has to offer!
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Living area
- 1,864 sqft
- Heating
- Central, Electric
- Cooling
- Central Air
- Flooring
- Tile, Wood
- Stories
- 1
- Features
- Ceiling Fans(s), Coffered Ceiling(s), Crown Molding, Solid Wood Cabinets, Split Bedroom, Stone Counters…
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave…
Exterior & lot
- Lot size
- 12,497 sqft (0.29 ac)
- Pool
- Yes
- Roof
- Shingle
- Construction
- Block
- Exterior
- Courtyard, Dog Run, French Doors, Lighting, Rain Gutters
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $420 / annually
- Annual tax
- $3,676 (2025)
- Price / sqft
- $429/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Property
- Property type
- Single Family
- Year built
- 1956
- Subdivision
- HARBOR BLUFFS SEC 1
- County
- Pinellas
Listing
- Status
- Active
- Days on market
- 17 days
- MLS #
- MFR803096736
- Source
- Stellar MLS
Listed by Chris Stivers · ENGEL & VOLKERS BELLEAIR
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Estimate your monthly cost
PITI + HOAEstimated monthly payment$4,381/mo
- Principal & interest
- $4,040/mo
- Property tax
- $306/mo
- Home insurance
- Left out until you enter a quote
- HOA dues
- $35/mo
Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own 2025 bill. Insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Similar homes nearby
Homes for sale in LARGO within the same price band.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 18, 2026 | Listed | $799,000 | — |
Neighbourhood
The schools below come from the MLS record for this home. Walking, transit and cycling figures for LARGO, FL are not connected yet, so this page does not show them.
Elementary school
Not listed
Not named in the MLS record for this home
Middle school
Not listed
Not named in the MLS record for this home
High school
Not listed
Not named in the MLS record for this home