220 4TH STREET
PALATKA, FL 32177
About this home
A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality. Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living. Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the charm and grace of nineteenth-century Florida while creating an inviting atmosphere for family, guests, or visitors. The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional office, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history. Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage—carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences.ALL FURNISHINGS ARE NEGOTIABLE! “Circa 1871 Seavers House | Magazine-Quality Restoration | Historic District Gem | Airbnb/ Commercial Residential Possibilities
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Living area
- 1,876 sqft
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
- Flooring
- Wood
- Fireplace
- Yes
- Stories
- 2
- Features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Other, PrimaryBedroom Upstairs, Solid Wood Cabinets…
- Appliances
- Convection Oven, Dishwasher, Disposal, Gas Water Heater, Microwave, Refrigerator
Exterior & lot
- Lot size
- 12,197 sqft (0.28 ac)
- Roof
- Metal
- Construction
- Frame, Wood Siding
- Exterior
- Awning(s), Garden, Lighting, Private Entrance, Sidewalk
Financial
- Annual tax
- $1,348 (2025)
- Price / sqft
- $266/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available…
Property
- Property type
- Single Family
- Year built
- 1871
- Subdivision
- PALATKA
- County
- Putnam
Assigned schools
- High
- Palatka High School
Listing
- Status
- Active
- Days on market
- 47 days
- MLS #
- MFR792840044
- Source
- Stellar MLS
Listed by Jennifer Jewels · COLDWELL BANKER (HAMMOCK)
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 18 comparable sales within 3 miles of PALATKA, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $2,661/mo
- Property tax
- $125/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Jul 24, 2026 | Price reduced | $499,900 | −$50,100 |
| Jun 7, 2026 | Listed | $550,000 | — |
NeighbourhoodSample data
Reference scores for PALATKA, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 220 4TH STREET, PALATKA cost per month?
About $2,890 a month: $2,528 principal and interest, $112 property tax, $250 insurance. That assumes 20% down at 6.5% over 30 years.
Is 220 4TH STREET, PALATKA priced fairly?
Comparable sales nearby put it between $262,574 and $302,102, with $282,338 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $151 a square foot.
How does 220 4TH STREET, PALATKA compare to nearby homes?
8 comparable properties within three miles. The nearest: 1412 LAUREL STREET, PALATKA, FL at $189,700, 1,255 sq ft, 0.69 miles away; 210 15TH STREET, PALATKA, FL at $189,700, 1,409 sq ft, 0.75 miles away; 1307 OCEAN STREET, PALATKA, FL at $259,900, 1,531 sq ft, 0.95 miles away.
How long has 220 4TH STREET, PALATKA been on the market?
47 days on the market.
Has the price of 220 4TH STREET, PALATKA changed?
It has gone down from $550,000 to $499,900, a change of -9.1%.
How big is 220 4TH STREET, PALATKA?
2 bed, 2 bath, 1,876 square feet. That is $266 a square foot.
What year was 220 4TH STREET, PALATKA built?
Built in 1871.
What is the HOA fee at 220 4TH STREET, PALATKA?
The feed lists no association fee for this property.
What are the property taxes at 220 4TH STREET, PALATKA?
Property tax works out to about $112 a month, $1,348 a year.
Is 220 4TH STREET, PALATKA still available?
It is still on the market.
Similar homes nearby
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