34146 UMBRELLA ROCK DRIVE
WEBSTER, FL 33597
About this home
Cedar-sided 3-bedroom, 3-bath single-family home on 1.2 acres in Ridge Manor Estates, offering privacy, character, and plenty of space without an HOA. The home features an open floor plan with a wood-burning fireplace, along with updated flooring, lighting, interior and exterior doors, windows, and electrical fixtures. The kitchen and living areas have been opened up to create a more spacious flow throughout the home. Major systems have also been updated, including a newer roof, HVAC system, water heater, and well pump. A whole-house water filtration system provides additional water treatment for the property. The utility room has been converted into a dedicated office with a window A/C unit, providing a flexible workspace or additional room for a variety of uses. Outside, the property offers 1.2 acres with mature trees, established landscaping, and a deck for enjoying the surrounding natural setting. The cedar exterior adds character that is uncommon among newer homes, while the acreage provides room for outdoor living, gardening, pets, or simply enjoying the privacy of the property. Located in Ridge Manor Estates with convenient access to major roads and nearby amenities. The property is served by a private well and septic system.
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Living area
- 2,081 sqft
- Heating
- Central, Electric
- Cooling
- Central Air
- Flooring
- Luxury Vinyl
- Fireplace
- Yes
- Features
- Ceiling Fans(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat
- Appliances
- Convection Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan…
Exterior & lot
- Lot size
- 51,677 sqft (1.19 ac)
- Roof
- Shingle
- Construction
- Cedar, Frame
- Exterior
- French Doors, Garden, Lighting, Private Mailbox, Sidewalk, Sliding Doors…
Financial
- Annual tax
- $3,446 (2025)
- Price / sqft
- $201/sqft
Utilities
- Water
- Well
- Sewer
- Septic Tank
- Utilities
- BB/HS Internet Available, Electricity Connected, Propane, Water Connected
Property
- Property type
- Single Family
- Year built
- 1992
- Subdivision
- RIDGE MANOR ESTATE
- County
- Hernando
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR802383989
- Source
- Stellar MLS
Listed by Moe Mossa · SAVVY AVENUE, LLC
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 29 comparable sales within 3 miles of WEBSTER, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $2,230/mo
- Property tax
- $279/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 11, 2026 | Listed | $419,000 | — |
NeighbourhoodSample data
Reference scores for WEBSTER, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 34146 UMBRELLA ROCK DRIVE, WEBSTER cost per month?
About $2,615 a month: $2,119 principal and interest, $287 property tax, $210 insurance. That assumes 20% down at 6.5% over 30 years.
Is 34146 UMBRELLA ROCK DRIVE, WEBSTER priced fairly?
Comparable sales nearby put it between $461,577 and $531,061, with $496,319 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $239 a square foot.
How does 34146 UMBRELLA ROCK DRIVE, WEBSTER compare to nearby homes?
8 comparable properties within three miles. The nearest: 4830 123RD ROAD, WEBSTER, FL at $135,000, 1,590 sq ft, 1.07 miles away; 11934 CR 656H, WEBSTER, FL at $250,000, 1,440 sq ft, 1.51 miles away; 35031 PRIMROSE LANE, WEBSTER, FL at $498,000, 2,061 sq ft, 1.54 miles away.
How long has 34146 UMBRELLA ROCK DRIVE, WEBSTER been on the market?
It came on the market today.
Has the price of 34146 UMBRELLA ROCK DRIVE, WEBSTER changed?
The price has not moved since it was listed.
How big is 34146 UMBRELLA ROCK DRIVE, WEBSTER?
3 bed, 3 bath, 2,081 square feet. That is $201 a square foot.
What year was 34146 UMBRELLA ROCK DRIVE, WEBSTER built?
Built in 1992.
What is the HOA fee at 34146 UMBRELLA ROCK DRIVE, WEBSTER?
The feed lists no association fee for this property.
What are the property taxes at 34146 UMBRELLA ROCK DRIVE, WEBSTER?
Property tax works out to about $287 a month, $3,446 a year.
Is 34146 UMBRELLA ROCK DRIVE, WEBSTER still available?
It is still on the market.
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