3131 CANAL DRIVE
PALM HARBOR, FL 34684
About this home
Welcome to your ultimate Lake Tarpon retreat. Tucked away on a quarter-acre lot in Lake Tarpon Estates, this 3,354-square-foot heated pool home combines spacious living with direct water access. With approximately 100 feet of freshwater canal frontage and a covered 10,000-pound boat lift, you can be out on the open lake in minutes. Inside, the split-bedroom layout is built for flexibility. The first-floor private in-law suite features its own bedroom, full bathroom, kitchen area, and private entrance—perfect for guests, extended family, or multigenerational living. Upstairs, you’ll find two additional bedrooms, an updated full bathroom, a second living area, and a screened balcony with stairs leading down to the pool. Step outside to your private heated pool and enjoy peaceful waterfront views. 1900+ square feet of screened outdoor living space! The covered boat lift accommodates a boat up to approximately 28 feet and 10,000 pounds, providing convenient access to Lake Tarpon for boating, fishing, and water recreation. Buyers will love the peace of mind that comes with numerous recent updates, including a 4-year-old roof, new flooring, updated bathrooms, Jacuzzi tub, new water heater, new washing machine, new garage door opener, and recently serviced dual central A/C units. Best of all, there is no HOA! Bring your boat or RV and start enjoying the Palm Harbor waterfront lifestyle today. With abundant living space, a private heated pool, direct Lake Tarpon access, approximately 100 feet of waterfront, and a boat lift, this is a rare opportunity to experience the best of Florida waterfront living.
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 4
- Living area
- 3,354 sqft
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Carpet, Luxury Vinyl, Tile
- Fireplace
- Yes
- Stories
- 2
- Features
- Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo…
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave…
Exterior & lot
- Lot size
- 10,929 sqft (0.25 ac)
- Pool
- Yes
- Waterfront
- Yes
- Roof
- Shingle
- Construction
- Frame
- Exterior
- Balcony, French Doors, Hurricane Shutters, Lighting, Private Entrance, Private Mailbox…
Parking
- Garage
- 2 spaces
Financial
- Annual tax
- $6,364 (2025)
- Price / sqft
- $236/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected…
Property
- Property type
- Single Family
- Year built
- 1973
- Subdivision
- LAKE TARPON ESTATES
- County
- Pinellas
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR802556081
- Source
- Stellar MLS
Listed by Chris Sauger · CHARLES RUTENBERG REALTY INC
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 22 comparable sales within 4 miles of PALM HARBOR, FL, this home is priced under RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $4,205/mo
- Property tax
- $527/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 15, 2026 | Listed | $790,000 | — |
NeighbourhoodSample data
Reference scores for PALM HARBOR, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
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