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Active · Single Family

10894 185TH TERRACE

DUNNELLON, FL 34432

Beds
2 beds
Baths
2 baths
Area
1,006 sqft
Single FamilyBuilt 202331,799 sqft lot1-car garageCentral, ElectricCentral Air$854/sqft502 days on market

About this home

Stunning Custom-Built Home on the Rainbow River – Dunnellon, Florida Located in the desirable Rio Vista subdivision on the west side of the Rainbow River, this exceptional 2-bedroom, 1.5-bathroom custom-built home offers the perfect combination of luxury, modern comfort, and lasting durability. Completed in 2023, this meticulously crafted home features high-end materials and exceptional design for an unparalleled living experience. The exterior boasts foam-filled split-faced block construction, providing superior durability and energy efficiency. The 26-gauge metal roof is designed to withstand Florida’s elements, while R-30 insulation ensures the home stays comfortable year-round. Energy-efficient Simonton windows allow natural light to fill the interior, and the home is equipped with a Carrier 16 SEER heat pump HVAC system for optimal comfort in all seasons. Inside, the home is thoughtfully designed with premium finishes throughout. The gourmet kitchen features sleek stainless steel appliances, and the open-concept living and dining areas create a spacious, inviting atmosphere, perfect for both relaxing and entertaining. The oversized shower in the primary bathroom adds a touch of luxury, offering a perfect retreat to unwind. Step outside to experience the beauty of this riverfront property. The custom-built dock, completed in 2024 with Weardeck composite decking, provides direct access to the pristine waters of the Rainbow River—ideal for swimming, kayaking, or simply relaxing by the water. The outdoor shower, equipped with hot water, offers a refreshing way to clean off after a day on the river. The porch and exterior ceilings are finished with cement fiberboard, combining sophistication and durability, while LED recessed lighting adds a modern touch throughout. The home also includes a single-car garage and a carport for extra storage, providing plenty of space for all your gear and toys. The programmable WiFi thermostat allows you to easily control the home’s temperature, ensuring comfort year-round. Plus, the porch is equipped with pet screen, making it a pet-friendly space for your furry friends to enjoy the outdoors. As a resident of the Rio Vista community, you'll enjoy exclusive access to a 4-acre park, featuring a boat ramp, picnic pavilions, and restrooms—perfect for outdoor activities and social gatherings with family and friends. This remarkable home offers a rare combination of luxurious living, riverfront access, and a vibrant community setting. Don’t miss the opportunity to own this stunning property in one of Florida’s most desirable locations!

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Living area
1,006 sqft
Heating
Central, Electric
Cooling
Central Air
Flooring
Bamboo, Ceramic Tile
Stories
1
Features
Cathedral Ceiling(s), Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range…

Exterior & lot

Lot size
31,799 sqft (0.73 ac)
Waterfront
Yes
Roof
Metal
Construction
Block, Stucco
Exterior
French Doors, Outdoor Shower

Parking

Garage
1 space
Carport
1 space

Financial

Annual tax
$3,849 (2024)
Price / sqft
$854/sqft

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Public, Sewer Connected, Water Connected

Property

Property type
Single Family
Year built
2023
Subdivision
RIO VISTA
County
Marion

Listing

Status
Active
Days on market
447 days
MLS #
MFR751443579
Source
Stellar MLS

Listed by Kathy Schulz · EQUITY REALTY SUNCOAST

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQRENA ValiQ is an estimated value, blended from public sale comps, neighbourhood trend and this listing’s own metrics. It is a reference, not a guaranteed or asking price. The final number moves on diligence, terms and timing.Estimate

Sample estimate — not an appraisal

$797k
−7.2% vs asking
$745k low$848k high

Based on 15 comparable sales within 2 miles of DUNNELLON, FL, this home is priced over RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$4,665/mo
Principal & interest
$4,344/mo
Property tax
$321/mo
Home insurance
$0/mo

Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own bill; insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

DateEventPriceChange
Jun 22, 2026Price reduced$859,000−$341,000
Apr 1, 2025Listed$1,200,000

NeighbourhoodSample data

Reference scores for DUNNELLON, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.

Walk Score
75/ 100
Very walkable
Transit Score
79/ 100
Excellent transit
Bike Score
58/ 100
Bikeable
Elementary school
8/ 10
Top-rated
Middle school
7/ 10
Above average
High school
7/ 10
Above average

Location

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