Active$350,000
817 REFLECTIONS LOOP
WINTER HAVEN, FL 33884
4 beds2 baths2,257 sqft
No photos available
Active · Single Family
900 LAKE MARTHA DRIVE
WINTER HAVEN, FL 33881
Beds
4 beds
Baths
4 baths
Area
3,408 sqft
Single FamilyBuilt 194725,570 sqft lot2-car garageCentralCentral AirFireplace$135/sqft1 day on market
Location
About this home
Welcome to 900 Lake Martha Drive NE, a truly unique lakefront property offering exceptional space, flexibility, and endless possibilities! The property extends across the street to Lake Martha, providing direct lake frontage and wonderful opportunities to enjoy the waterfront. Information provided by the City, the lakefront portion may be divided from the main homesite, creating even more possibilities for the property. The main portion of the home features three bedrooms and two bathrooms, spacious living and dining areas, and a large bonus room currently used as a pool and game room. This flexible space could also serve as a family room, home office, gym, or additional entertainment area. Located on the opposite side of the home, the private in-law suite offers separation from the main living area, its own entrance, and a full bathroom. Above the two-car garage is an expansive room with a full bathroom and space for a kitchenette. This versatile area could become a movie room, game room, additional primary suite, guest quarters, or a second in-law suite. The garage also includes an additional shower—perfect for rinsing off after boating, fishing, yardwork, or a day by the lake. Enjoy Florida living from the screened front and rear porches. The fenced side yard is already improved with crushed gravel, providing convenient parking for a boat, RV, trailer, or other recreational vehicles. With direct lake frontage, multiple living areas, flexible bonus spaces, and the potential to separate the waterfront portion, this property offers outstanding possibilities for multigenerational living, extended-family accommodations, guest quarters, or potential short- or long-term rental use. Bring your ideas and discover everything this one-of-a-kind Lake Martha property has to offer!
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 4
- Living area
- 3,408 sqft
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Carpet, Luxury Vinyl, Tile
- Fireplace
- Yes
- Stories
- 2
- Features
- Ceiling Fans(s)
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
Exterior & lot
- Lot size
- 25,570 sqft (0.59 ac)
- Waterfront
- Yes
- Roof
- Shingle
- Construction
- Block, Frame
- Exterior
- Lighting, Sidewalk
Parking
- Garage
- 2 spaces
Financial
- Annual tax
- $3,664 (2025)
- Price / sqft
- $135/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Property
- Property type
- Single Family
- Year built
- 1947
- Subdivision
- HUTCHINSON ADD
- County
- Polk
Listing
- Status
- Active
- Days on market
- 1 day
- MLS #
- MFR811436832
- Source
- Stellar MLS
Listed by Sam Daniels · KELLER WILLIAMS REALTY SMART 1
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Estimate your monthly cost
PITI + HOAEstimated monthly payment$2,631/mo
- Principal & interest
- $2,326/mo
- Property tax
- $305/mo
- Home insurance
- Left out until you enter a quote
Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own 2025 bill. Insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Similar homes nearby
Homes for sale in WINTER HAVEN within the same price band.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 21, 2026 | Listed | $460,000 | — |
Neighbourhood
The schools below come from the MLS record for this home. Walking, transit and cycling figures for WINTER HAVEN, FL are not connected yet, so this page does not show them.
Elementary school
Not listed
Not named in the MLS record for this home
Middle school
Not listed
Not named in the MLS record for this home
High school
Not listed
Not named in the MLS record for this home
Frequently asked questions
What would 900 LAKE MARTHA DRIVE, WINTER HAVEN cost per month?
About $2,631 a month: $2,326 principal and interest, $305 property tax. That assumes 20% down at 6.5% over 30 years, and leaves out insurance.
Is 900 LAKE MARTHA DRIVE, WINTER HAVEN priced fairly?
Comparable homes nearby put it between $819,300 and $942,636, with $880,968 in the middle. Those are asking prices, not closed sales: 8 properties of the same type within three miles, each within 20% of this one's size and a bedroom either way, at a median of $259 a square foot.
How does 900 LAKE MARTHA DRIVE, WINTER HAVEN compare to nearby homes?
8 comparable properties within three miles. The nearest: 199 8TH STREET, WINTER HAVEN, FL at $405,000, 2,992 sq ft, 0.69 miles away; 694 LAKE OTIS DRIVE, WINTER HAVEN, FL at $949,000, 3,483 sq ft, 1.01 miles away; 4162 ROBERTA DRIVE, WINTER HAVEN, FL at $414,999, 2,905 sq ft, 1.34 miles away.
How long has 900 LAKE MARTHA DRIVE, WINTER HAVEN been on the market?
It came on the market today.
Has the price of 900 LAKE MARTHA DRIVE, WINTER HAVEN changed?
The price has not moved since it was listed.
How big is 900 LAKE MARTHA DRIVE, WINTER HAVEN?
4 bed, 4 bath, 3,408 square feet. That is $135 a square foot.
What year was 900 LAKE MARTHA DRIVE, WINTER HAVEN built?
Built in 1947.
What is the HOA fee at 900 LAKE MARTHA DRIVE, WINTER HAVEN?
The feed lists no association fee for this property.
What are the property taxes at 900 LAKE MARTHA DRIVE, WINTER HAVEN?
Property tax works out to about $305 a month, $3,664 a year, on the 2025 assessment.
Is 900 LAKE MARTHA DRIVE, WINTER HAVEN still available?
It is still on the market.