98 FERNDALE WAY
ST AUGUSTINE, FL 32092
About this home
Welcome to this move-in ready 2022-built lakefront home in the highly desirable Trailmark subdivision of St. Augustine, FL! Featuring 3 bedrooms and 2 bathrooms, this beautifully upgraded home offers modern comfort, stylish finishes, peaceful lake views, and thoughtful details throughout. Step inside to high ceilings, luxury vinyl plank flooring throughout the main living areas, and neutral carpet in the bedrooms for added comfort. The open-concept layout is bright and inviting, with large clear sliding glass doors that showcase beautiful lake views from inside the home and create a seamless connection to the outdoor living spaces. The kitchen is a true standout with all-new stainless steel appliances, a gas range, gorgeous granite countertops, and a large kitchen island with bar seating—perfect for cooking, dining, entertaining, or gathering with family and friends. You’ll also love the separate cabinet and coffee bar area, complete with an outlet for all your kitchen essentials, plus a great dedicated space for an electronic calendar, small TV, or command center. A walk-in pantry provides plenty of storage and convenience. The spacious primary bedroom features a beautiful accent wall and a large bay window that perfectly frames the peaceful lake view, creating a relaxing retreat at the end of the day. The primary bathroom offers two walk-in closets, a separate linen closet, a large walk-in shower, and beautiful new fixtures for a fresh, modern feel. Additional upgrades include a tankless water heater, water softener, and a designated drop zone just inside the garage entry—ideal for jackets, shoes, books, keys, pet accessories, and everyday essentials.Outside, enjoy the best of Florida coastal living with established young Queen Palms, front and back sprinklers, a screened porch, an additional open covered porch area, and an open brick-paver patio—perfect for grilling, relaxing by a firepit, or entertaining guests. The backyard is fenced with wrought iron fencing and multiple gates, allowing you to enjoy the beautiful open lake views while helping keep your little ones and pets safely contained. The spacious 2-car garage provides plenty of room for parking and storage, while the ample driveway offers convenient additional parking for guests. Trailmark offers a multitude of impressive neighborhood amenities, all for a very low annual HOA fee! Residents enjoy an expansive resort-style pool, lap pool, Camp House, fitness center, sand volleyball, basketball and pickleball courts, playground, kayak launch, dog park, and scenic walking trails—creating the perfect blend of recreation, relaxation, and community living. With its lakefront setting, newer construction, upgraded features, outdoor living spaces, exceptional neighborhood amenities, and ideal location in Trailmark, this home is ready for you to move right in and enjoy the best of St. Augustine living.
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,908 sqft
- Heating
- Central, Electric
- Cooling
- Central Air
- Flooring
- Carpet, Luxury Vinyl
- Features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom…
- Appliances
- Tankless Water Heater
Exterior & lot
- Lot size
- 6,098 sqft (0.14 ac)
- Waterfront
- Yes
- Roof
- Shingle
- Construction
- HardiPlank Type
- Exterior
- Permeable Paving, Sidewalk
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $100 / annually
- Annual tax
- $7,042 (2025)
- Price / sqft
- $220/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available
Property
- Property type
- Single Family
- Year built
- 2020
- Subdivision
- WHISPER CRK PH 8
- County
- St Johns
Assigned schools
- Middle
- Pacetti Bay Middle
- High
- Tocoi Creek High School
Listing
- Status
- Active
- Days on market
- 1 day
- MLS #
- MFR801441903
- Source
- Stellar MLS
Listed by Kimberly Morris · SELLSTATE NEXT GENERATION REALTY
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 22 comparable sales within 4 miles of ST AUGUSTINE, FL. priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $2,235/mo
- Property tax
- $315/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price historySample data
Reference timeline for $419,900. Live MLS history swaps in with the Stellar feed.
| Date | Event | Price | Change |
|---|---|---|---|
| 2026-08 | Listing updated | $419,900 | — |
| 2026-04 | Price changed | $419,900 | −$4,199 |
| 2026-03 | Listed | $424,099 | — |
NeighbourhoodSample data
Reference scores for ST AUGUSTINE, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
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