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Active · Single Family

1438 LAKE HARNEY

GENEVA, FL 32732

Beds
2 beds
Baths
2 baths
Area
977 sqft
Single FamilyBuilt 202641,695 sqft lot1-car garageElectricCentral Air$394/sqft62 days on market

About this home

Welcome Home to Your Peaceful Retreat in Geneva, FL! Nestled on a beautiful, spacious lot, this charming 2-bedroom, 2-bathroom home offers the perfect blend of comfort, simplicity, and serene country living. With 977 sq ft of thoughtfully designed space, this home is ideal for those seeking a cozy retreat without sacrificing style or functionality. Step inside to an inviting open-concept layout that maximizes every square foot. The living, dining, and kitchen areas flow seamlessly together, creating a bright and airy atmosphere perfect for everyday living and entertaining. Natural light pours in, enhancing the home’s warm and welcoming feel. The kitchen is both stylish and practical, offering ample cabinetry and counter space for all your cooking needs. Whether you're preparing a quiet meal at home or hosting friends, this space is designed to bring everyone together. Both bedrooms are comfortably sized, including a primary suite with its own private bathroom, providing a relaxing space to unwind at the end of the day. A second full bathroom adds convenience for guests or family members. Step outside and enjoy the beauty of your expansive lot—perfect for gardening, outdoor gatherings, or simply soaking in the peaceful surroundings. With plenty of room to expand, add a workshop, or create your dream outdoor oasis, the possibilities are endless. Located in the quiet and desirable area of Geneva, you’ll enjoy the charm of rural living while still being within a short drive to shopping, dining, and nearby city conveniences. Whether you're looking for a starter home, downsizing, or investing, this property offers incredible value and lifestyle appeal. Don’t miss your chance to own this slice of tranquility in Geneva, FL—schedule your showing today!

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Living area
977 sqft
Heating
Electric
Cooling
Central Air
Flooring
Ceramic Tile
Features
Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Vaulted Ceiling(s)
Appliances
Convection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator

Exterior & lot

Lot size
41,695 sqft (0.96 ac)
Roof
Shingle
Construction
Block, Stucco
Exterior
Lighting, Other, Sliding Doors

Parking

Garage
1 space

Financial

Annual tax
$386 (2024)
Price / sqft
$394/sqft

Utilities

Water
Well
Sewer
Septic Tank
Utilities
Electricity Connected, Water Connected

Property

Property type
Single Family
Year built
2026
Subdivision
LAKE HARNEY RANCH ESTATES 3RD SEC
County
Seminole

Listing

Status
Active
Days on market
50 days
MLS #
MFR785583716
Source
Stellar MLS

Listed by Austin Failor · CHARLES RUTENBERG REALTY ORLANDO

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQRENA ValiQ is an estimated value, blended from public sale comps, neighbourhood trend and this listing’s own metrics. It is a reference, not a guaranteed or asking price. The final number moves on diligence, terms and timing.Estimate

Sample estimate — not an appraisal

$406k
+5.4% vs asking
$383k low$429k high

Based on 17 comparable sales within 4 miles of GENEVA, FL, this home is priced under RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$2,281/mo
Principal & interest
$2,049/mo
Property tax
$32/mo
Home insurance
$200/mo

Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

DateEventPriceChange
Aug 8, 2026Price reduced$384,900−$30,100
Jun 11, 2026Listed$415,000

NeighbourhoodSample data

Reference scores for GENEVA, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.

Walk Score
55/ 100
Somewhat walkable
Transit Score
45/ 100
Some transit
Bike Score
51/ 100
Bikeable
Elementary school
10/ 10
Top-rated
Middle school
5/ 10
Average
High school
10/ 10
Top-rated

Location

Frequently asked questions

What would 1438 LAKE HARNEY, GENEVA cost per month?

About $2,171 a month: $1,946 principal and interest, $32 property tax, $192 insurance. That assumes 20% down at 6.5% over 30 years.

Is 1438 LAKE HARNEY, GENEVA priced fairly?

Comparable sales nearby put it between $422,504 and $486,106, with $454,305 in the middle. That is from 3 properties of the same type and size within three miles, at a median of $465 a square foot.

How does 1438 LAKE HARNEY, GENEVA compare to nearby homes?

3 comparable properties within three miles. The nearest: 2462 FORT LANE ROAD, GENEVA, FL at $525,000, 1,100 sq ft, 1.56 miles away; 450 OLD GENEVA ROAD, GENEVA, FL at $469,000, 1,008 sq ft, 1.66 miles away; 2321 WACCASSA STREET, GENEVA, FL at $279,000, 767 sq ft, 1.82 miles away.

How long has 1438 LAKE HARNEY, GENEVA been on the market?

50 days on the market.

Has the price of 1438 LAKE HARNEY, GENEVA changed?

It has gone down from $415,000 to $384,900, a change of -7.3%.

How big is 1438 LAKE HARNEY, GENEVA?

2 bed, 2 bath, 977 square feet. That is $394 a square foot.

What year was 1438 LAKE HARNEY, GENEVA built?

Built in 2026.

What is the HOA fee at 1438 LAKE HARNEY, GENEVA?

The feed lists no association fee for this property.

What are the property taxes at 1438 LAKE HARNEY, GENEVA?

Property tax works out to about $32 a month, $386 a year.

Is 1438 LAKE HARNEY, GENEVA still available?

It is still on the market.

Similar homes nearby

Homes for sale in GENEVA within the same price band.