4770 PEBBLE BROOK DRIVE
OLDSMAR, FL 34677
About this home
Virtually Staged. Discover the Florida lifestyle you’ve been waiting for in this fabulous 3-bedroom (or 2-bedroom + den), 2-bath, 2-car garage villa-style home, ideally located in the sought-after Cross Creek subdivision of the gated East Lake Woodlands golf community. Enjoy serene water views from the expansive screened lanai—the perfect setting for morning coffee, outdoor dining, or relaxing at the end of the day. Step inside to a bright, inviting open-concept floor plan featuring volume ceilings, crown molding, fresh interior paint, garage floor paint, and brand-new carpeting in the bedrooms. The spacious kitchen is designed for both everyday living and entertaining, offering granite countertops, an eat-in breakfast area, bay windows, and plantation shutters. The generously sized primary suite is a true retreat, complete with two walk-in closets and a large ensuite bath featuring dual vanities, a relaxing soaking tub, and a separate shower. A versatile additional bedroom/den configuration provides plenty of flexibility for guests, a home office, or your personal lifestyle needs. Numerous recent improvements add peace of mind and value, including a new tile roof (2025), new paver driveway and walkway (2026), and an A/C system installed in 2015. The Cross Creek HOA fee offers an impressive array of included amenities and services: lawn maintenance, mowing, fertilizing and mulching, cable TV and internet, trash and recycling collection, community pool and spa, escrow reserves, roof pressure cleaning, and exterior painting every seven years. For those seeking even more recreation, optional memberships at Ardea Country Club are available for additional fees, offering access to two golf courses, fitness center, heated lap pool, freeform pool, pickleball, tennis, dining, activities, and social events. And the location is hard to beat—convenient to Tampa International Airport, St Petersburg, award-winning Gulf beaches, major medical facilities, professional sporting events, shopping, and fine dining. A great home at a great price!
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,860 sqft
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Carpet, Tile, Wood
- Features
- Ceiling Fans(s)
- Appliances
- Dryer, Range, Refrigerator, Washer
Exterior & lot
- Lot size
- 5,519 sqft (0.13 ac)
- Roof
- Tile
- Construction
- Block
- Exterior
- Sidewalk
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $470 / monthly
- Annual tax
- $7,972 (2025)
- Price / sqft
- $296/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Public
Property
- Property type
- Single Family
- Year built
- 1996
- Subdivision
- CROSS CREEK - UNIT TWO
- County
- Pinellas
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR801873722
- Source
- Stellar MLS
Listed by Rene Mailaender · RE/MAX REALTEC GROUP INC
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 21 comparable sales within 4 miles of OLDSMAR, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $2,927/mo
- Property tax
- $642/mo
- Home insurance
- $200/mo
- HOA dues
- $470/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 13, 2026 | Listed | $549,900 | — |
NeighbourhoodSample data
Reference scores for OLDSMAR, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 4770 PEBBLE BROOK DRIVE, OLDSMAR cost per month?
About $4,190 a month: $2,781 principal and interest, $664 property tax, $275 insurance, $470 HOA. That assumes 20% down at 6.5% over 30 years.
Is 4770 PEBBLE BROOK DRIVE, OLDSMAR priced fairly?
Comparable sales nearby put it between $488,669 and $562,232, with $525,450 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $283 a square foot.
How does 4770 PEBBLE BROOK DRIVE, OLDSMAR compare to nearby homes?
8 comparable properties within three miles. The nearest: 4953 POINTE CIRCLE, OLDSMAR, FL at $865,000, 2,513 sq ft, 0.2 miles away; 160 JAMES COURT, OLDSMAR, FL at $350,000, 1,445 sq ft, 0.61 miles away; 10 LESLEY LANE, OLDSMAR, FL at $295,000, 1,250 sq ft, 0.63 miles away.
How long has 4770 PEBBLE BROOK DRIVE, OLDSMAR been on the market?
It came on the market today.
Has the price of 4770 PEBBLE BROOK DRIVE, OLDSMAR changed?
The price has not moved since it was listed.
How big is 4770 PEBBLE BROOK DRIVE, OLDSMAR?
3 bed, 2 bath, 1,860 square feet. That is $296 a square foot.
What year was 4770 PEBBLE BROOK DRIVE, OLDSMAR built?
Built in 1996.
What is the HOA fee at 4770 PEBBLE BROOK DRIVE, OLDSMAR?
The association fee works out to $470 a month.
What are the property taxes at 4770 PEBBLE BROOK DRIVE, OLDSMAR?
Property tax works out to about $664 a month, $7,972 a year.
Is 4770 PEBBLE BROOK DRIVE, OLDSMAR still available?
It is still on the market.
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