3009 LIVE OAK LANE
PALMETTO, FL 34221
About this home
Welcome to the Palms of Terra Ceia, where this beautifully renovated villa offers comfortable Florida living along with the LOWEST HOA FEES in the community. Inside, you'll find porcelain tile flooring throughout, a redesigned kitchen with solid wood cabinetry, quartz countertops, updated appliances and lighting. Both bathrooms have been modernized, showcasing a spacious walk-in shower in the primary bath with new vanities and fixtures. Additional improvements include a NEW HVAC system in 2024 with smart thermostat, newer water heater, and updated garage door opener and control panel. Unwind in the spacious Florida Room which is also air conditioned for your comfort. The community experienced NO FLOODING during the 2024 hurricane season! Enjoy a relaxed lifestyle with access to golf, tennis, pickleball, clubhouse amenities and social activities. All this plus a convenient location near Terra Ceia Bay, boating, Gulf beaches, restaurants, shopping, parks and area sports venues. Whether you're looking for a full-time home or a Florida getaway, this is a wonderful opportunity to enjoy all that the Terra Ceia area has to offer. Furniture is available separately if desired. This home is FRESH and won't last!! Bring the GOLF CART!
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,488 sqft
- Heating
- Central, Electric
- Cooling
- Central Air
- Flooring
- Tile
- Stories
- 1
- Features
- Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters…
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range…
Exterior & lot
- Lot size
- 267,143 sqft (6.13 ac)
- Roof
- Shingle
- Construction
- Block
- Exterior
- Private Mailbox, Rain Gutters
Parking
- Garage
- 2 spaces
Financial
- Annual tax
- $5,414 (2025)
- Price / sqft
- $220/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Phone Available, Public, Sprinkler Recycled, Water Connected
Property
- Property type
- Single Family
- Year built
- 1997
- Subdivision
- BAY ESTATES NORTH
- County
- Manatee
Assigned schools
- Elementary
- Palmetto Elementary-MN
- Middle
- Lincoln Middle
- High
- Palmetto High
Listing
- Status
- Active
- Days on market
- 1 day
- MLS #
- MFR802054341
- Source
- Stellar MLS
Listed by Lori Skaggs · LPT REALTY, LLC
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 30 comparable sales within 4 miles of PALMETTO, FL, this home is priced under RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $1,746/mo
- Property tax
- $465/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 6, 2026 | Listed | $328,000 | — |
NeighbourhoodSample data
Reference scores for PALMETTO, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 3009 LIVE OAK LANE, PALMETTO cost per month?
About $2,274 a month: $1,659 principal and interest, $451 property tax, $164 insurance. That assumes 20% down at 6.5% over 30 years.
Is 3009 LIVE OAK LANE, PALMETTO priced fairly?
Comparable sales nearby put it between $252,551 and $290,569, with $271,560 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $183 a square foot.
How does 3009 LIVE OAK LANE, PALMETTO compare to nearby homes?
8 comparable properties within three miles. The nearest: 2912 CAPTAINS COURT, PALMETTO, FL at $319,900, 1,488 sq ft, 0.15 miles away; 2416 WATERFORD COURT, PALMETTO, FL at $350,000, 1,857 sq ft, 0.35 miles away; 2515 LANTANA LANE, PALMETTO, FL at $329,900, 1,647 sq ft, 0.36 miles away.
How long has 3009 LIVE OAK LANE, PALMETTO been on the market?
1 day on the market.
Has the price of 3009 LIVE OAK LANE, PALMETTO changed?
The price has not moved since it was listed.
How big is 3009 LIVE OAK LANE, PALMETTO?
3 bed, 2 bath, 1,488 square feet. That is $220 a square foot.
What year was 3009 LIVE OAK LANE, PALMETTO built?
Built in 1997.
What is the HOA fee at 3009 LIVE OAK LANE, PALMETTO?
The feed lists no association fee for this property.
What are the property taxes at 3009 LIVE OAK LANE, PALMETTO?
Property tax works out to about $451 a month, $5,414 a year.
Is 3009 LIVE OAK LANE, PALMETTO still available?
It is still on the market.
Similar homes nearby
Homes for sale in PALMETTO within the same price band.
