424 ISLAND CAY WAY
APOLLO BEACH, FL 33572
About this home
High and Dry, NO DAMAGE from Hurricane Helene and Milton!! Exquisite waterfront living awaits you in the private gated community of Island Cay in Apollo Beach! This stunning home boasts a split floor plan with 3 bedrooms and 2 bathrooms, providing a perfect blend of comfort and style. The primary bedroom retreat is designed for ultimate comfort and convenience, featuring a spacious walk-in closet to accommodate all your wardrobe needs. Wake up to breathtaking water views right from the comfort of your bed. Unleash your culinary creativity in the spacious kitchen, which was designed for both functionality and style, featuring a generously sized island that serves as the focal point of the room. The huge island not only provides ample counter space for meal preparation but also doubles as a gathering spot for family and friends, making it the heart of your home. In addition to the impressive island, the kitchen boasts a convenient dry bar, adding an extra touch of sophistication to the space. Enjoy the ultimate outdoor oasis with a private pool, a screened-in lanai, and a boat lift as well as two additional boat slips that can be rented out, providing extra income. The home also has a two-car garage where a portion has been converted into an office which can be easily converted back if needed. Don't miss the opportunity to make this waterfront dream home yours. Schedule a viewing today and experience the luxury of coastal living at its finest! *Please note all measurements are approximate and not guaranteed, Buyer and Buyers Agent to verify*
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 2,007 sqft
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Luxury Vinyl, Slate
- Stories
- 1
- Features
- Ceiling Fans(s), Dry Bar, Eat-in Kitchen, Vaulted Ceiling(s)
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater…
Exterior & lot
- Lot size
- 28,750 sqft (0.66 ac)
- Pool
- Yes
- Waterfront
- Yes
- Roof
- Metal
- Construction
- Block, Stucco
- Exterior
- Private Mailbox, Sliding Doors
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $400 / annually
- Annual tax
- $2,939 (2024)
- Price / sqft
- $448/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected
Property
- Property type
- Single Family
- Year built
- 1996
- Subdivision
- ISLAND CAY
- County
- Hillsborough
Assigned schools
- Elementary
- Apollo Beach-HB
- High
- Lennard-HB
Listing
- Status
- Active
- Days on market
- 362 days
- MLS #
- MFR755288228
- Source
- Stellar MLS
Listed by Taryn Kochera · AGILE GROUP REALTY
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 23 comparable sales within 2 miles of APOLLO BEACH, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $4,551/mo
- Property tax
- $245/mo
- Home insurance
- $0/mo
- HOA dues
- $33/mo
Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own bill; insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Apr 1, 2026 | Price reduced | $900,000 | −$200,000 |
| Apr 4, 2025 | Listed | $1,100,000 | — |
NeighbourhoodSample data
Reference scores for APOLLO BEACH, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
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