1105 3RD STREET
PALMETTO, FL 34221
About this home
Experience waterfront luxury in the prestigious gated community of Riviera Dunes, where every day begins with breathtaking water views and ends with effortless access to the Gulf. Perfectly positioned on the community's 18-foot-man made harbor, this beautifully updated residence includes a private boat slip on 3rd Street that accommodates up to a 60-foot boat, offering direct Gulf access in just minutes. Such an exceptional opportunity for serious boaters! This meticulously maintained home offers over 3,200 square feet of thoughtfully designed living space featuring 4 bedrooms, 3.5 bathrooms, impressive 12-foot ceilings, elegant 8-foot doors, rich refinished hardwood floors (2022), fresh interior paint, plantation shutters (2022), and new carpet (2025). The chef's kitchen is outfitted with premium stainless steel appliances, including a Sub-Zero refrigerator/freezer, Thermador oven, Bosch dishwasher, newer microwave, and abundant cabinetry designed for both everyday living and entertaining. The laundry room features new cabinetry and a cedar-lined storage closet—the perfect solution for seasonal items and keeping valuables protected. Designed to embrace Florida's indoor-outdoor lifestyle, the screened lanai (2022) overlooks the tranquil lagoon and features a heated pool, a bonus roll-down screen for added comfort and privacy, and plenty of space to entertain. Recent improvements provide exceptional peace of mind, including a new A/C system (2026), a clean 4-point inspection, cement tile roof, tankless water heater, new pool heater (2024), rebuilt self-cleaning pool pop-up system (2022), new pool cage (2022), upgraded fine-mesh screen enclosure (2023), landscape uplighting, laundry room cabinetry, Samsung washer and dryer (2025), and updated boat slip poles and power post (2025). Situated on the Manatee River with quick and easy access to the Gulf of Mexico, Tampa Bay, and the Intracoastal Waterway, Riviera Dunes is one of Florida's premier West Coast boating communities. Its 18-foot-deep, man-made harbor is among the largest hurricane-protected harbors in the state, offering residents private boat slips either behind their homes or at neighborhood docks. Residents also enjoy resort-style amenities including a private marina, community pool, fitness center, tennis and pickleball courts, waterfront dining, and convenient access to shopping and major commuter routes. Luxury, convenience, and an unmatched boating lifestyle. This is ABSOLUTELY waterfront living at its finest.
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 4
- Living area
- 3,252 sqft
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Carpet, Luxury Vinyl, Tile
- Fireplace
- Yes
- Stories
- 1
- Features
- Ceiling Fans(s), Crown Molding
- Appliances
- Built-In Oven, Dishwasher, Disposal, Dryer, Microwave, Range…
Exterior & lot
- Lot size
- 8,999 sqft (0.21 ac)
- Pool
- Yes
- Roof
- Tile
- Construction
- Block, Stucco
- Exterior
- Hurricane Shutters, Sidewalk, Sliding Doors
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $490 / quarterly
- Annual tax
- $20,216 (2025)
- Price / sqft
- $429/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
Property
- Property type
- Single Family
- Year built
- 2002
- Subdivision
- NORTHSHORE AT RIVIERA DUNES PH 1-A
- County
- Manatee
Assigned schools
- Elementary
- James Tillman Elementary
- Middle
- Lincoln Middle
- High
- Palmetto High
Listing
- Status
- Active
- Days on market
- 17 days
- MLS #
- MFR795598930
- Source
- Stellar MLS
Listed by Danielle Redner · FLORIDA EXECUTIVE REALTY
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 27 comparable sales within 1 mile of PALMETTO, FL, this home is priced under RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $7,425/mo
- Property tax
- $1,627/mo
- Home insurance
- $200/mo
- HOA dues
- $163/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Jul 6, 2026 | Listed | $1,395,000 | — |
NeighbourhoodSample data
Reference scores for PALMETTO, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 1105 3RD STREET, PALMETTO cost per month?
About $9,599 a month: $7,054 principal and interest, $1,685 property tax, $698 insurance, $163 HOA. That assumes 20% down at 6.5% over 30 years.
Is 1105 3RD STREET, PALMETTO priced fairly?
Comparable sales nearby put it between $1,085,745 and $1,249,191, with $1,167,468 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $359 a square foot.
How does 1105 3RD STREET, PALMETTO compare to nearby homes?
8 comparable properties within three miles. The nearest: 1110 3RD STREET, PALMETTO, FL at $965,000, 2,634 sq ft, 0.05 miles away; 308 10TH AVENUE, PALMETTO, FL at $849,900, 2,954 sq ft, 0.11 miles away; 1308 3RD STREET CIRCLE, PALMETTO, FL at $480,000, 2,848 sq ft, 0.15 miles away.
How long has 1105 3RD STREET, PALMETTO been on the market?
17 days on the market.
Has the price of 1105 3RD STREET, PALMETTO changed?
The price has not moved since it was listed.
How big is 1105 3RD STREET, PALMETTO?
4 bed, 4 bath, 3,252 square feet. That is $429 a square foot.
What year was 1105 3RD STREET, PALMETTO built?
Built in 2002.
What is the HOA fee at 1105 3RD STREET, PALMETTO?
The association fee works out to $163 a month.
What are the property taxes at 1105 3RD STREET, PALMETTO?
Property tax works out to about $1,685 a month, $20,216 a year.
Is 1105 3RD STREET, PALMETTO still available?
It is still on the market.
Similar homes nearby
Homes for sale in PALMETTO within the same price band.
