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Active · Single Family

39411 COUNTY ROAD 439

UMATILLA, FL 32784

$1,389,000
$512/sqft
Beds
3 beds
Baths
3 baths
Area
2,711 sqft
Single FamilyBuilt 2009300,001 sqft lot4-car garageCentralCentral AirFireplace$512/sqft14 days on market

About this home

Virtually Staged. Nestled beneath a canopy of majestic oak trees along nearly 300 feet of pristine Lake Murphy frontage, this extraordinary custom-built estate embodies the charm of Old Florida with the luxury and craftsmanship today's discerning buyer desires. Enjoy breathtaking west-facing sunsets and peaceful views of the neighboring cattle pasture, all while being just minutes from Mount Dora, Eustis, and Tavares. Bring the boat, Lake Murphy is a private skiable lake, offering endless opportunities for watersports, fishing, and sunsets right from your backyard. Built in 2009 and used primarily as a vacation home until recently, this meticulously maintained 3-bedroom, 2.5-bath residence offers over 2,700 square feet of thoughtfully designed living space. Soaring 10-foot ceilings, custom mahogany entry doors, handcrafted cabinetry, and stunning white oak flooring showcase the exceptional quality found throughout. The gourmet kitchen is a chef's dream, featuring GE Monogram appliances, Thermador cooking equipment, a farmhouse sink, warming drawer, built-in microwave, wine cooler, custom cabinetry, and a refrigerator that's only one year old. Designed to embrace its stunning surroundings, nearly every room opens onto expansive porches or balconies overlooking the lake. The luxurious primary on-suite bath features marble countertops, a spa-inspired walk-in shower with full-body spray jets, and plumbing already in place for a freestanding soaking tub. Exceptional craftsmanship continues throughout the home with custom wood columns and a fireplace mantel milled from trees harvested directly from the property. Additional features include a remote-controlled gas fireplace, whole-home surround sound with individual room controls, security system with glass-break sensors and door monitoring, authentic brick-floored mudroom, two HVAC systems (one replaced approximately two years ago). The beautifully landscaped grounds include mature trees and a 20-zone irrigation system to maintain the lush setting year-round. Zoned for horses and chickens, this property offers the perfect blend of luxury estate and country lifestyle, bring the farm and enjoy the freedom to create your own private homestead while still living on the water. The detached 3,300+ square-foot garage provides space for four vehicles and includes an unfinished 1,400-square-foot upper level ready to become a guest suite, home office, studio, multigenerational living space, income-producing apartment, or even a boutique event venue (subject to county approval). For those seeking even more privacy, the seller may consider selling the adjoining five-acre parcel with the home, creating the opportunity for an extraordinary family compound or expanded equestrian estate. The parcel will not be sold separately. A new architectural shingle roof was installed in 2024 over a peel-and-stick waterproof membrane for enhanced protection and potential insurance savings. Properties of this caliber are rarely available in Lake County. Offering timeless architecture, unmatched craftsmanship, incredible waterfront views, skiable lake access, equestrian and hobby farm potential, and endless possibilities, this is more than a home—it's a legacy estate built to be treasured for generations.

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Living area
2,711 sqft
Heating
Central
Cooling
Central Air
Flooring
Carpet, Wood
Fireplace
Yes
Features
Open Floorplan, PrimaryBedroom Upstairs
Appliances
Built-In Oven, Dishwasher, Microwave, Refrigerator, Wine Refrigerator

Exterior & lot

Lot size
300,001 sqft (6.89 ac)
Waterfront
Yes
Roof
Membrane, Shingle
Construction
Metal Frame
Exterior
Balcony

Parking

Garage
4 spaces

Financial

Annual tax
$2,679 (2025)
Price / sqft
$512/sqft

Utilities

Water
Well
Sewer
Septic Tank
Utilities
Public

Property

Property type
Single Family
Year built
2009
Subdivision
LAKE MURPHY ESTATES
County
Lake

Listing

Status
Active
Days on market
1 day
MLS #
MFR800589494
Source
Stellar MLS

Listed by Brandy Lake · LAKE LIFE REALTY

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQRENA ValiQ is an estimated value, blended from public sale comps, neighbourhood trend and this listing’s own metrics. It is a reference, not a guaranteed or asking price. The final number moves on diligence, terms and timing.Estimate

Sample estimate — not an appraisal

$1.42M
+2.4% vs asking
$1.34M low$1.51M high

Based on 24 comparable sales within 2 miles of UMATILLA, FL. priced under RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$8,635/mo
Principal & interest
$7,393/mo
Property tax
$1,042/mo
Home insurance
$200/mo

Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.

Price historySample data

Reference timeline for $1,389,000. Live MLS history swaps in with the Stellar feed.

DateEventPriceChange
2026-08Listing updated$1,389,000
2026-06Price changed$1,389,000−$13,890
2026-04Listed$1,402,890

NeighbourhoodSample data

Reference scores for UMATILLA, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.

Walk Score
87/ 100
Very walkable
Transit Score
54/ 100
Good transit
Bike Score
58/ 100
Bikeable
Elementary school
9/ 10
Top-rated
Middle school
8/ 10
Top-rated
High school
6/ 10
Above average

Location

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