109 16TH AVENUE
INDIAN ROCKS BEACH, FL 33785
About this home
Welcome to your own slice of paradise in the heart of Indian Rocks Beach. Just two short blocks from the sugar-sand shoreline and sparkling Gulf waters, this beautifully reimagined 1-bedroom, 1-bath residence offers the perfect blend of modern comfort and laid-back coastal living. Completely remodeled from top to bottom, this spacious retreat features updated electrical, luxury flooring, a stunning new kitchen with stylish cabinetry, backsplash, and appliances, an elegantly renovated bathroom, designer lighting, and thoughtful finishes throughout. Every detail has been carefully selected to create a bright, inviting space that feels both sophisticated and effortlessly beachy. Step outside and discover a rare 3,000-square-foot garden oasis, providing a peaceful tropical setting for morning coffee, evening cocktails, or relaxing with your furry companion. Pet-friendly and welcoming, this property offers the perfect sanctuary for full-time residents, seasonal owners, or anyone seeking an easygoing beach lifestyle. Enjoy the convenience of a new roof installed in 2023, dedicated parking plus guest parking, and nearby pickleball courts for active outdoor fun. Leave the car behind and stroll to some of Indian Rocks Beach's most beloved local restaurants, cafés, parks, and entertainment venues. Experience the charm of a true beach town where friendly neighbors, community events, sunset gatherings, and waterfront festivals create an unmatched sense of place. Imagine beginning your mornings with a walk along the shoreline, listening to the soothing rhythm of the waves, spending afternoons exploring local shops and waterfront dining, and ending each day with breathtaking Gulf sunsets. Whether you're searching for a personal coastal retreat, a winter escape, or a carefree beach residence, this move-in-ready gem delivers the quintessential Indian Rocks Beach lifestyle you've been dreaming of. Coastal charm, modern updates, tropical surroundings, and an unbeatable location—this is beach living at its finest!
Facts & features
Interior
- Bedrooms
- 1
- Bathrooms
- 1
- Living area
- 712 sqft
- Heating
- Electric, Ductless
- Cooling
- Humidity Control, Mini-Split Unit(s)
- Flooring
- Luxury Vinyl, Tile
- Stories
- 1
- Features
- Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Solid Surface Counters, Thermostat, Walk-In Closet(s)
- Appliances
- Dishwasher, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator…
Exterior & lot
- Lot size
- 14,161 sqft (0.33 ac)
- Roof
- Shingle
- Construction
- Block, Stucco
- Exterior
- Courtyard, Garden, Lighting, Outdoor Grill, Outdoor Shower, Storage
Financial
- HOA dues
- $752 / monthly
- Annual tax
- $3,092 (2025)
- Price / sqft
- $471/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Water Connected
Property
- Property type
- Condo
- Year built
- 1974
- Subdivision
- ROYAL PALM CONDO
- County
- Pinellas
Listing
- Status
- Active
- Days on market
- 38 days
- MLS #
- MFR794068481
- Source
- Stellar MLS
Listed by Adrienne Dauses · SMITH & ASSOCIATES REAL ESTATE
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 15 comparable sales within 3 miles of INDIAN ROCKS BEACH, FL, this home is priced under RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $1,783/mo
- Property tax
- $251/mo
- Home insurance
- $200/mo
- HOA dues
- $752/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price historySample data
Reference timeline for $335,000. Live MLS history swaps in with the Stellar feed.
| Date | Event | Price | Change |
|---|---|---|---|
| 2026-08 | Listing updated | $335,000 | — |
| 2026-03 | Price changed | $335,000 | −$6,700 |
| 2026-02 | Listed | $341,700 | — |
NeighbourhoodSample data
Reference scores for INDIAN ROCKS BEACH, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 109 16TH AVENUE, INDIAN ROCKS BEACH cost per month?
About $2,871 a month: $1,694 principal and interest, $258 property tax, $168 insurance, $752 HOA. That assumes 20% down at 6.5% over 30 years.
Is 109 16TH AVENUE, INDIAN ROCKS BEACH priced fairly?
Comparable sales nearby put it between $459,539 and $528,717, with $494,128 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $694 a square foot.
How does 109 16TH AVENUE, INDIAN ROCKS BEACH compare to nearby homes?
8 comparable properties within three miles. The nearest: 2110 GULF BOULEVARD, INDIAN ROCKS BEACH, FL at $375,000, 535 sq ft, 0.35 miles away; 2406 GULF BOULEVARD, INDIAN ROCKS BEACH, FL at $679,900, 990 sq ft, 0.56 miles away; 812 GULF BLVD, INDIAN ROCKS BEACH, FL at $949,000, 975 sq ft, 0.58 miles away.
How long has 109 16TH AVENUE, INDIAN ROCKS BEACH been on the market?
38 days on the market.
Has the price of 109 16TH AVENUE, INDIAN ROCKS BEACH changed?
The price has not moved since it was listed.
How big is 109 16TH AVENUE, INDIAN ROCKS BEACH?
1 bed, 1 bath, 712 square feet. That is $471 a square foot.
What year was 109 16TH AVENUE, INDIAN ROCKS BEACH built?
Built in 1974.
What is the HOA fee at 109 16TH AVENUE, INDIAN ROCKS BEACH?
The association fee works out to $752 a month.
What are the property taxes at 109 16TH AVENUE, INDIAN ROCKS BEACH?
Property tax works out to about $258 a month, $3,092 a year.
Is 109 16TH AVENUE, INDIAN ROCKS BEACH still available?
It is still on the market.
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