402 CRUISERS DRIVE
POLK CITY, FL 33868
About this home
This beautiful 3-bedroom, 2 bath home located in the desirable 55+coommunity of Mt Olive Shores North offers a range of premium features and upgrades. The kitchen is designed with wood cabinetry, granite countertops, double oven and new appliances, with a skylight that fills the space with natural light. The spacious living and dining area includes a built-in bar, perfect for entertaining. The two sets of French doors lead to a Florida room, providing additional living space. Upgrades include a NEW ROOF (2024), WATER HEATER (2023) and Air conditioning serviced (2023). The property also has its own well for irrigation, providing cost effective yard maintenance. The home has an RV port that measures 60X15, which is completely shaded from the sun. The carport that measures 2011 as well as a garage providing plenty of parking space. Located in Central Florida, it is close to shopping, medical facilities and area attractions.
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Living area
- 1,674 sqft
- Heating
- Heat Pump
- Cooling
- Central Air
- Flooring
- Luxury Vinyl
- Stories
- 1
- Features
- Ceiling Fans(s)
- Appliances
- Dishwasher, Disposal
Exterior & lot
- Lot size
- 10,145 sqft (0.23 ac)
- Roof
- Shingle
- Construction
- Block
Parking
- Garage
- 1 space
- Carport
- 1 space
Financial
- HOA dues
- $1,620 / annually
- Annual tax
- $3,249 (2024)
- Price / sqft
- $284/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected
Property
- Property type
- Single Family
- Year built
- 2005
- Subdivision
- MT OLIVE SHORES NORTH ADD 02
- County
- Polk
Listing
- Status
- Active
- Days on market
- 206 days
- MLS #
- MFR771170285
- Source
- Stellar MLS
Listed by Gail Laxdal · WORTH CLARK REALTY
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 31 comparable sales within 3 miles of POLK CITY, FL, this home is priced under RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $2,402/mo
- Property tax
- $271/mo
- Home insurance
- $0/mo
- HOA dues
- $135/mo
Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own bill; insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| May 21, 2026 | Price reduced | $475,000 | −$124,000 |
| May 9, 2025 | Listed | $599,000 | — |
NeighbourhoodSample data
Reference scores for POLK CITY, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
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