651 HART LAKE DRIVE
WINTER HAVEN, FL 33884
About this home
Welcome to this beautifully maintained 4-bedroom, 3-bath pool home located in the highly sought-after gated community of Hart Lake Hills. Offering the perfect blend of comfort, efficiency, and Florida living, this home is designed for both everyday enjoyment and effortless entertaining.Step inside to an open and inviting floor plan featuring a spacious kitchen with stainless steel appliances, a gas range, abundant cabinetry, and plenty of counter space overlooking the main living areas. The generous primary suite provides a relaxing retreat with a well-appointed ensuite bath, while the split-bedroom layout offers added privacy for family and guests. Outside, enjoy the screen-enclosed saltwater pool and expansive lanai overlooking the large, fully fenced backyard. The outdoor space has also been thoughtfully updated with pavers installed on the back deck in 2019, the pool remarcited in 2019, and a new pool pump and salt cells added in 2024. Additional updates and features include a roof installed in 2017, A/C installed in 2019, fresh interior paint in 2020, a whole-home Generac generator, gas hot water heater, and solar panels for added energy efficiency and peace of mind. Perfectly situated near schools, shopping, dining, LEGOLAND Florida Resort, and Highway 27, this home offers convenient access to everything Central Florida has to give while tucked away in one of the area's desirable gated communities. Schedule your private showing today! Solar panel loan must be assumed by buyer.
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Living area
- 2,160 sqft
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Carpet, Tile
- Stories
- 1
- Features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Stone Counters, Walk-In Closet(s)
- Appliances
- Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator…
Exterior & lot
- Lot size
- 28,950 sqft (0.66 ac)
- Pool
- Yes
- Roof
- Shingle
- Construction
- Block
- Exterior
- Private Mailbox, Private Yard, Rain Gutters, Sliding Doors
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $1,000 / annually
- Annual tax
- $3,570 (2025)
- Price / sqft
- $229/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected…
Property
- Property type
- Single Family
- Year built
- 2000
- Subdivision
- HART LAKE HILLS PH 01
- County
- Polk
Listing
- Status
- Active
- Days on market
- 1 day
- MLS #
- MFR801835513
- Source
- Stellar MLS
Listed by Brian Cox · KELLER WILLIAMS REALTY SMART 1
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 15 comparable sales within 4 miles of WINTER HAVEN, FL, this home is priced under RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $2,635/mo
- Property tax
- $289/mo
- Home insurance
- $200/mo
- HOA dues
- $83/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 7, 2026 | Listed | $495,000 | — |
NeighbourhoodSample data
Reference scores for WINTER HAVEN, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 651 HART LAKE DRIVE, WINTER HAVEN cost per month?
About $3,131 a month: $2,503 principal and interest, $298 property tax, $248 insurance, $83 HOA. That assumes 20% down at 6.5% over 30 years.
Is 651 HART LAKE DRIVE, WINTER HAVEN priced fairly?
Comparable sales nearby put it between $371,628 and $427,572, with $399,600 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $185 a square foot.
How does 651 HART LAKE DRIVE, WINTER HAVEN compare to nearby homes?
8 comparable properties within three miles. The nearest: 496 TERRANOVA STREET, WINTER HAVEN, FL at $430,000, 2,357 sq ft, 0.34 miles away; 6549 CRESCENT LOOP, WINTER HAVEN, FL at $300,000, 1,883 sq ft, 0.36 miles away; 5553 HOGAN LANE, WINTER HAVEN, FL at $349,500, 1,858 sq ft, 0.41 miles away.
How long has 651 HART LAKE DRIVE, WINTER HAVEN been on the market?
1 day on the market.
Has the price of 651 HART LAKE DRIVE, WINTER HAVEN changed?
The price has not moved since it was listed.
How big is 651 HART LAKE DRIVE, WINTER HAVEN?
4 bed, 3 bath, 2,160 square feet. That is $229 a square foot.
What year was 651 HART LAKE DRIVE, WINTER HAVEN built?
Built in 2000.
What is the HOA fee at 651 HART LAKE DRIVE, WINTER HAVEN?
The association fee works out to $83 a month.
What are the property taxes at 651 HART LAKE DRIVE, WINTER HAVEN?
Property tax works out to about $298 a month, $3,570 a year.
Is 651 HART LAKE DRIVE, WINTER HAVEN still available?
It is still on the market.
Similar homes nearby
Homes for sale in WINTER HAVEN within the same price band.
