12517 WHARF TERRACE
PALMETTO, FL 34221
About this home
Under Construction. What's Special: 5th Bedroom | 3-Car Garage | Cul-de-Sac Lot. New Construction - November Completion! Welcome to the Sand Key at 12517 Wharf Terrace in Palms at Coasterra. Step through the foyer of this new home to find a dedicated study and formal dining room, leading into the gourmet kitchen featuring a large center island, casual dining nook, and views of the expansive great room. A pocket sliding glass door opens to the extended covered lanai, creating seamless indoor-outdoor living. The main-level primary suite offers a private retreat with a spa-inspired en-suite bathroom, walk-in closet with direct laundry room access, and its own pocket sliding door to the lanai. Upstairs, a spacious game room is surrounded by four secondary bedrooms, including two with en-suite bathrooms. A three-car garage provides plenty of room for vehicles, storage, and hobbies. This amenity-rich master-planned community is surrounded by natural beauty and endless ways to enjoy fun, fitness, and connection. Club Coasterra overlooks a 65-acre lake with four pools, cabanas, a workout space, and a lakeside pavilion. Enjoy additional pools, a dog park, a 20-acre lake, and a 160-acre nature park with trails, all near I-75 with access to Sarasota and Tampa. Additional Highlights Include: tray ceiling pkg, 8' interior doors, laundry sink, outdoor kitchen rough-in, 42" upper kitchen cabinets, 42" upper cabinets at laundry, crown molding at kitchen, trash roll out, quartz countertops, and oak tread with painted risers. Photos are for representative purposes only. MLS#TB8536964
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 5
- Living area
- 3,835 sqft
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Carpet, Tile
- Features
- High Ceilings, Open Floorplan, Primary Bedroom Main Floor
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave…
Exterior & lot
- Lot size
- 8,253 sqft (0.19 ac)
- Roof
- Shingle
- Construction
- Vinyl Siding
- Exterior
- Hurricane Shutters, Storage
Parking
- Garage
- 3 spaces
Financial
- HOA dues
- $79 / monthly
- Price / sqft
- $197/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Natural Gas Connected, Sewer Connected…
Property
- Property type
- Single Family
- Year built
- 2026
- Subdivision
- PALMS AT COASTERRA
- County
- Manatee
Assigned schools
- Elementary
- James Tillman Elementary
- Middle
- Buffalo Creek Middle
- High
- Palmetto High
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR802212088
- Source
- Stellar MLS
Listed by Michelle Campbell · TAYLOR MORRISON REALTY OF FL
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 15 comparable sales within 2 miles of PALMETTO, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $4,029/mo
- Property tax
- $568/mo
- Home insurance
- $200/mo
- HOA dues
- $79/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 7, 2026 | Listed | $756,999 | — |
NeighbourhoodSample data
Reference scores for PALMETTO, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 12517 WHARF TERRACE, PALMETTO cost per month?
About $4,286 a month: $3,828 principal and interest, $0 property tax, $379 insurance, $79 HOA. That assumes 20% down at 6.5% over 30 years.
Is 12517 WHARF TERRACE, PALMETTO priced fairly?
Comparable sales nearby put it between $738,276 and $849,414, with $793,845 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $207 a square foot.
How does 12517 WHARF TERRACE, PALMETTO compare to nearby homes?
8 comparable properties within three miles. The nearest: 12525 WHARF TERRACE, PALMETTO, FL at $649,999, 3,191 sq ft, 0.02 miles away; 12626 DOCKYARD TRAIL, PALMETTO, FL at $531,999, 2,600 sq ft, 0.09 miles away; 12630 DOCKYARD TRAIL, PALMETTO, FL at $750,999, 3,461 sq ft, 0.12 miles away.
How long has 12517 WHARF TERRACE, PALMETTO been on the market?
It came on the market today.
Has the price of 12517 WHARF TERRACE, PALMETTO changed?
The price has not moved since it was listed.
How big is 12517 WHARF TERRACE, PALMETTO?
5 bed, 5 bath, 3,835 square feet. That is $197 a square foot.
What year was 12517 WHARF TERRACE, PALMETTO built?
Built in 2026.
What is the HOA fee at 12517 WHARF TERRACE, PALMETTO?
The association fee works out to $79 a month.
What are the property taxes at 12517 WHARF TERRACE, PALMETTO?
Property tax works out to about $0 a month, $0 a year.
Is 12517 WHARF TERRACE, PALMETTO still available?
It is still on the market.
Similar homes nearby
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