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Active · Condo

8198 TERRACE GARDEN DRIVE

ST PETERSBURG, FL 33709

Beds
2 beds
Baths
2 baths
Area
1,700 sqft
CondoBuilt 19850 sqft lotCentralCentral Air$141/sqft2 days on market

Location

About this home

Meet Your Next Florida Home. Comfortable, Spacious & Full of Possibility! Hi there! I’m a 1,700-square-foot, top-floor end-unit condo in the Radcliffe building at Terrace Park of Five Towns, and I think we should get to know each other. For starters, I’m a 2-bedroom, 2-bathroom 55+ condo with plenty of room to spread out, entertain, relax, or simply enjoy having a little more elbow room. I’m on the top floor, so there’s no one above me, and because I’m an end unit, I get some extra natural light and privacy. Not to brag, but I’ve got some pretty good qualities. Come through my bright entry foyer, where you’ll find a coat closet and neutral tile flooring. From there, my spacious living room, formal dining area, and flexible den/family room create a generous, open-feeling layout with plenty of options for how you want to live. But perhaps my favorite feature? I have two enclosed all-season patios. One stretches off the living room and den, giving you even more living space, while the other belongs exclusively to the primary suite. They’re perfect for morning coffee, afternoon reading, entertaining—or just sitting outside without actually having to sit outside. My primary suite is generously sized and includes a walk-in closet, an additional storage closet, and a private ensuite bath with both a walk-in shower and separate soaking tub. The second bedroom and full guest bath give visitors their own comfortable space when friends or family come to stay. Yes, I live in a 55+ community, but let’s not get hung up on age. I’ve aged gracefully, and my bathrooms would agree. They’re still in perfectly decent shape, even if you decide they could use a little modern flair. Now, let’s talk about my kitchen. I’ll be honest: I’m ready for a little magic. My original cabinets are still here, waiting for someone with a vision, and the kitchen flooring has already been removed and prepped for a fresh update. In other words, I’m not pretending to be something I’m not. I’m giving you a blank canvas to create the kitchen you actually want. I even have a gas range, pantry, and convenient pass-through to the den, so the bones are here. Bring your ideas! I also have a large laundry room with built-in cabinetry, giving you plenty of storage, and the washer and dryer can stay. And then there’s Terrace Park of Five Towns, where there’s plenty happening beyond my four walls. The community is continuing to invest in its future through its Reimagine projects, with Phase 1 including a new RV parking area, coin-operated car wash, bocce courts, and pickleball courts. Phase 2 is slated to bring a new fitness center along with a walkway connecting residents to the facility. There are also plans being explored for a shade structure at the Radcliffe Pool, with proposals currently being gathered. In other words, 55+ doesn’t mean set in our ways. This community is continuing to evolve, add amenities, and prove that we’re not quite ready to slow down. So, if you’re looking for a spacious Florida condo with great natural light, no upstairs neighbors, two all-season patios, and the opportunity to make some spaces truly your own, I might just be the one you’ve been waiting for. And don’t worry, I’m not asking you to fix everything. Just give me a little imagination, and I’ll give you plenty of room to make yourself at home. Come see me. I have a feeling we’re going to get along.

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Living area
1,700 sqft
Heating
Central
Cooling
Central Air
Flooring
Carpet, Ceramic Tile, Luxury Vinyl, Wood
Stories
5
Features
Ceiling Fans(s), Walk-In Closet(s)
Appliances
Dishwasher, Disposal, Dryer, Gas Water Heater, Range, Refrigerator…

Exterior & lot

Lot size
0 sqft (0 ac)
Roof
Built-Up
Construction
Stucco
Exterior
Balcony, Hurricane Shutters

Parking

Carport
1 space

Financial

Annual tax
$4,112 (2025)
Price / sqft
$141/sqft

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Natural Gas Connected, Water Connected

Property

Property type
Condo
Year built
1985
Subdivision
TERR PARK OF FIVE TOWNS NO 28 CONDO
County
Pinellas

Listing

Status
Active
Days on market
2 days
MLS #
MFR804495692
Source
Stellar MLS

Listed by Sarah Morrow · KELLER WILLIAMS GULF BEACHES

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$1,557/mo
Principal & interest
$1,214/mo
Property tax
$343/mo
Home insurance
Left out until you enter a quote

Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own 2025 bill. Insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Similar homes nearby

Homes for sale in ST PETERSBURG within the same price band.

4550 COVE CIRCLEActive
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4550 COVE CIRCLE, 1009
ST PETERSBURG, FL 33708
2 beds2 baths1,110 sqft
7400 36TH AVENUEActive
$299,900
7400 36TH AVENUE
ST PETERSBURG, FL 33710
2 beds1 bath993 sqft
2627 38TH AVENUEActive
$199,900
2627 38TH AVENUE
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2 beds1 bath704 sqft

Price history

From the property’s MLS record.

DateEventPriceChange
Sep 2, 2026Listed$240,000

Neighbourhood

The schools below come from the MLS record for this home. Walking, transit and cycling figures for ST PETERSBURG, FL are not connected yet, so this page does not show them.

Elementary school
Not listed
Not named in the MLS record for this home
Middle school
Not listed
Not named in the MLS record for this home
High school
Not listed
Not named in the MLS record for this home