8840 98TH STREET
OCALA, FL 34481
Location
About this home
Updated, inviting, and ready to enjoy! This end-unit villa in Americana at On Top of the World offers 1,434 sq. ft., 2 bedrooms, 2 baths, a two-car garage, 2019 roof, totally remodeled kitchen, and newer LVP flooring, all situated on a quiet street. Step inside and you'll immediately notice the thoughtful updates throughout, including no popcorn ceilings, updated baseboards, recessed lighting in the living room and kitchen, updated ceiling fans with lights, black hardware, and a Wi-Fi thermostat. The totally remodeled kitchen is a standout, redesigned with a wider opening for a more open feel, granite countertops, higher cabinetry, backsplash, stainless steel appliances, a glass-front accent cabinet, and an added pantry with pull-out storage. It's an attractive and functional space with plenty of storage for everyday living. The updates continue with comfort-height toilets, while the two-car garage offers additional cabinetry for even more storage. Outside, the rock-accented front adds character, and the elevated backyard provides a nice setting for enjoying the lanai. Florida living is easy here, with two inviting outdoor spaces to enjoy throughout the day. Start your mornings with coffee on the front porch and unwind in the evenings on the lanai. With the home's west-facing front, the lanai is especially enjoyable as the day winds down. Living in On Top of the World means enjoying an active 55+ lifestyle with recreation centers, swimming pools, fitness facilities, golf, pickleball, clubs, classes, entertainment, and so much more. You'll also appreciate the convenience of being able to travel by golf cart to nearby Publix, restaurants, medical offices, shopping, and other everyday services. Thoughtfully updated throughout, with an end-unit location, two-car garage, and plenty of spaces to relax and enjoy, this Americana villa is ready to welcome you home.
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Living area
- 1,434 sqft
- Heating
- Heat Pump
- Cooling
- Central Air
- Flooring
- Luxury Vinyl
- Features
- Ceiling Fans(s), Chair Rail, Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor…
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range…
Exterior & lot
- Lot size
- 2,000 sqft (0.05 ac)
- Roof
- Shingle
- Construction
- Block, Stucco
- Exterior
- Sprinkler Metered
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $494 / monthly
- Annual tax
- $2,915 (2025)
- Price / sqft
- $112/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected
Property
- Property type
- Single Family
- Year built
- 1987
- Subdivision
- ON TOP OF THE WORLD
- County
- Marion
Listing
- Status
- Active
- Days on market
- 2 days
- MLS #
- MFR811661661
- Source
- Stellar MLS
Listed by Colleen Skeffington · FLORIDA ADVANTAGE REALTY GROUP
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $809/mo
- Property tax
- $243/mo
- Home insurance
- Left out until you enter a quote
- HOA dues
- $494/mo
Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own 2025 bill. Insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Similar homes nearby
Homes for sale in OCALA within the same price band.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 19, 2026 | Listed | $159,900 | — |
Neighbourhood
The schools below come from the MLS record for this home. Walking, transit and cycling figures for OCALA, FL are not connected yet, so this page does not show them.
Frequently asked questions
What would 8840 98TH STREET, OCALA cost per month?
About $1,546 a month: $809 principal and interest, $243 property tax, $494 HOA. That assumes 20% down at 6.5% over 30 years, and leaves out insurance.
Is 8840 98TH STREET, OCALA priced fairly?
Comparable homes nearby put it between $147,365 and $169,549, with $158,457 in the middle. Those are asking prices, not closed sales: 8 properties of the same type within three miles, each within 20% of this one's size and a bedroom either way, at a median of $111 a square foot.
How does 8840 98TH STREET, OCALA compare to nearby homes?
8 comparable properties within three miles. The nearest: 8760 98TH STREET ROAD, OCALA, FL at $175,000, 1,411 sq ft, 0.05 miles away; 8850 97TH STREET, OCALA, FL at $145,000, 1,341 sq ft, 0.09 miles away; 8720 97TH STREET, OCALA, FL at $149,999, 1,369 sq ft, 0.13 miles away.
How long has 8840 98TH STREET, OCALA been on the market?
1 day on the market.
Has the price of 8840 98TH STREET, OCALA changed?
The price has not moved since it was listed.
How big is 8840 98TH STREET, OCALA?
2 bed, 2 bath, 1,434 square feet. That is $112 a square foot.
What year was 8840 98TH STREET, OCALA built?
Built in 1987.
What is the HOA fee at 8840 98TH STREET, OCALA?
The association fee works out to $494 a month.
What are the property taxes at 8840 98TH STREET, OCALA?
Property tax works out to about $243 a month, $2,915 a year, on the 2025 assessment.
Is 8840 98TH STREET, OCALA still available?
It is still on the market.
