8631 5TH STREET NORTH
ST PETERSBURG, FL 33702
About this home
Virtually Staged. Incredible 4.99% rates! Unlock luxury living and an unbeatable deal. Terraces at 87th’s preferred lender is offering an unbeatable 4.99% interest rate. Opportunities like this don’t come often! Welcome to the newly completed Terraces at 87th, an exclusive townhome community, where luxury and convenience come together! Designed for modern living, these maintenance-free homes feature resort-style amenities, including a community pool, dog park, fire pits, grilling stations, and a relaxing lounge area—perfect for enjoying the Florida lifestyle. Each home offers spaciousness and premium details, with an expansive 4-car garage that provides unmatched space for all your vehicles, toys, and storage needs. Plus, the garages are pre-wired for electric car charging, making them future-ready. Inside, you'll find a thoughtfully-designed, single-level floor plan with an open-concept living area, abundant natural light, and 9-foot ceilings. The kitchen, perfect for entertaining, features 42-inch cabinetry, a waterfall island, and gas stainless steel appliances. The owner’s suite offers a private retreat with a walk-in closet, morning bar, and a spa-like walk-in shower. Each home also features a private rooftop terrace, perfect for relaxing or entertaining, with options like a jacuzzi tub, summer kitchen, or solar panels. Experience the best in luxury living with this highly amenitized community! Contact us to learn more and schedule your visit.
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Living area
- 1,976 sqft
- Heating
- Electric, Natural Gas
- Cooling
- Central Air
- Flooring
- Carpet, Luxury Vinyl
- Features
- Crown Molding, High Ceilings, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
- Appliances
- Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator…
Exterior & lot
- Lot size
- 2,683 sqft (0.06 ac)
- Roof
- Membrane
- Construction
- Block, Stucco
- Exterior
- Balcony, Outdoor Grill, Outdoor Kitchen
Parking
- Garage
- 4 spaces
- Carport
- 2 spaces
Financial
- HOA dues
- $392 / monthly
- Annual tax
- $12,144 (2024)
- Price / sqft
- $409/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Natural Gas Available
Property
- Property type
- Townhouse
- Year built
- 2024
- Subdivision
- TERRACES AT 87TH TOWNHOMES PHASE I LOT 16
- County
- Pinellas
Listing
- Status
- Active
- Days on market
- 546 days
- MLS #
- MFR745938614
- Source
- Stellar MLS
Listed by Justin Smith · SMITH & ASSOCIATES REAL ESTATE
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 22 comparable sales within 1 mile of ST PETERSBURG, FL, this home is priced under RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $4,091/mo
- Property tax
- $1,012/mo
- Home insurance
- $200/mo
- HOA dues
- $392/mo
Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own bill; insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Jul 25, 2026 | Price reduced | $809,000 | −$10,000 |
| Jan 24, 2025 | Listed | $819,000 | — |
NeighbourhoodSample data
Reference scores for ST PETERSBURG, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.