7708 Bent Tree Loop
St Cloud, FL 34773 · Osceola County
$391,900
3
Beds
2
Baths
1,780
Sq ft
2026
Year built
Location
About this home
Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $20,000; reduction already reflected in the advertised price. Imagine starting your next chapter in a brand-new home where everyday moments have room to unfold: an easy morning breakfast, a relaxed evening together and a welcoming space for memorable gatherings. At 7708 Bent Tree Loop in Harmony Central, the Adams Homes 1780B plan brings that vision to life with 1,780 square feet, 3 bedrooms, 2 bathrooms and a 2-car attached garage. The single-story layout keeps daily living connected, while the private primary suite provides a comfortable place to recharge. Two additional bedrooms create options for guests, a home office or the hobbies you finally have room to enjoy. The open living and kitchen spaces make it easy to stay part of the conversation, whether you are preparing dinner or hosting a weekend gathering. Harmony Central has NO CDD. Compared with the published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that means avoiding approximately $194 to $212 monthly in equivalent CDD costs - up to approximately $2,540 annually. Over 20 years, that projects to approximately $46,610 to $50,799 in avoided CDD assessments, assuming the cited annual amounts remain unchanged throughout that period; this is an illustration, not guaranteed future savings. Comparison is for CDD assessments only; amounts vary by assessment area and property, may change annually, and do not include HOA fees or other property taxes. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,780 sq ft
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Microwave, Range
- Features
- Ceiling Fans(s), High Ceilings, Open Floorplan, Pest Guard System, Stone Counters, Thermostat, Walk-In Closet(s)
- Cooling
- Central Air
- Heating
- Electric
Exterior & lot
- Lot size
- 0.15 acres
- Construction
- Block
- Roof
- Shingle
- Features
- Sidewalk
Parking
- Garage spaces
- 2
Financial
- Price / sqft
- $220/sqft
- Annual tax
- $831.28
- Tax year
- 2025
- HOA fee
- $908
- HOA billed
- Annually
Utilities
- Utilities
- Cable Available, Electricity Connected, Water Connected
- Water
- Public
- Sewer
- Public Sewer
Property
- Property type
- Single Family
- Year built
- 2026
- Subdivision
- Harmony Central Ph 2
- Days on market
- 2 days
Estimate your monthly cost
Twenty percent down over thirty years at 6.5%. Insurance is not included.
- Principal & interest
- $1,982
- Property tax
- $69
- HOA dues
- $76
- Estimated monthly
- $2,127
Ask about this property
Answered from this listing’s own figures and the sales around it.
Similar homes nearby
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 18, 2026 | Listed | $391,900 | — |
Neighbourhood
The schools below come from the MLS record for this home. Walking, transit and cycling figures for St Cloud, FL are not connected yet, so this page does not show them.
About this area
ST CLOUD, FL sits in Osceola County. Asking prices on the 8 nearest homes we hold run from $341,900 to $392,900, with $368,400 in the middle. Those are asking prices, not closed sales. The MLS record names Harmony Community School (K-5) (elementary), Harmony Middle (middle), Harmony High (high) as the assigned schools.
Written from this listing’s own record and the homes we hold nearby.
- Elementary school
- Harmony Community School (K-5)
- Assigned school from the MLS record
- Middle school
- Harmony Middle
- Assigned school from the MLS record
- High school
- Harmony High
- Assigned school from the MLS record
Frequently asked questions
What would 7708 BENT TREE LOOP, ST CLOUD cost per month?
About $2,127 a month: $1,982 principal and interest, $69 property tax, $76 HOA. That assumes 20% down at 6.5% over 30 years, and leaves out insurance.
Is 7708 BENT TREE LOOP, ST CLOUD priced fairly?
Comparable homes nearby put it between $344,323 and $396,157, with $370,240 in the middle. Those are asking prices, not closed sales: 8 properties of the same type within three miles, each within 20% of this one's size and a bedroom either way, at a median of $208 a square foot.
How does 7708 BENT TREE LOOP, ST CLOUD compare to nearby homes?
8 comparable properties within three miles. The nearest: 7714 BENT TREE LOOP, ST CLOUD, FL at $387,900, 1,820 sq ft, 0.01 miles away; 7732 BENT TREE LOOP, ST CLOUD, FL at $392,900, 1,820 sq ft, 0.04 miles away; 3609 BRIARLYNNE WAY, ST CLOUD, FL at $341,900, 1,515 sq ft, 0.05 miles away.
How long has 7708 BENT TREE LOOP, ST CLOUD been on the market?
1 day on the market.
Has the price of 7708 BENT TREE LOOP, ST CLOUD changed?
The price has not moved since it was listed.
How big is 7708 BENT TREE LOOP, ST CLOUD?
3 bed, 2 bath, 1,780 square feet. That is $220 a square foot.
What year was 7708 BENT TREE LOOP, ST CLOUD built?
Built in 2026.
What is the HOA fee at 7708 BENT TREE LOOP, ST CLOUD?
The association fee works out to $76 a month.
What are the property taxes at 7708 BENT TREE LOOP, ST CLOUD?
Property tax works out to about $69 a month, $831 a year, on the 2025 assessment.
Is 7708 BENT TREE LOOP, ST CLOUD still available?
It is still on the market.
Listing
- Listed by
- Juan Torres Gil
- Brokerage
- ADAMS HOMES REALTY, INC.
- MLS number
- MFR814396565
Listing information is deemed reliable but is not guaranteed.