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Active · Townhouse

1116 SHIPWATCH CIRCLE

TAMPA, FL 33602

Beds
2 beds
Baths
3 baths
Area
1,321 sqft
TownhouseBuilt 19911,663 sqft lot1-car garageCentralCentral Air$530/sqft1 day on market

About this home

Experience elevated coastal living in this impeccably maintained and beautifully updated Harbour Island townhome, set within a desirable community offering 24-hour gated security. Harbour Homes feels private, peaceful, and tucked away while placing you moments from everything downtown Tampa has to offer. Step inside and you are greeted by abundant natural light, soaring ceilings, and a bright, open layout designed for comfortable everyday living and effortless entertaining. The kitchen opens to the main living area, where new French doors lead to a private deck—perfect for seamless indoor-outdoor living. Thoughtful updates throughout the home include shiplap accent walls, luxury vinyl plank flooring, and an updated powder bathroom conveniently located on the first floor, adding warmth, style, and everyday functionality. Upstairs, the spacious primary suite offers high ceilings, an oversized, custom-designed walk-in closet, and a beautifully remodeled spa-like bathroom, creating a true retreat. The second bedroom also features an en-suite bathroom and a custom designed closet to maximize space and minimize clutter. Enjoy the added benefit of a whole house water softener and upstairs laundry for convenience. Toast the sunset from your private deck while overlooking the neighborhood courtyard, complete with a pavered pathway, peaceful fountain, and lush landscaping. This home is also just steps from the expansive community pool and spa that features a heater/chiller for comfort all year long. A major 2026 community enhancement included the replacement of all roofs throughout Harbour Homes, adding peace of mind, improved protection, and long-term value for homeowners. Nestled in one of Tampa’s most sought-after locations, this home offers effortless access to the city’s thriving downtown scene. The Harbour Island Marina is close by and one of the many benefits of living here is the opportunity to purchase/own a boat slip at the marina. Enjoy a short stroll to Water Street, Amalie Arena, Sparkman Wharf, Channelside, Life Time Fitness, and the Riverwalk, where you will find excellent restaurants, coffee shops, and weekend farmers markets. Arts, culture, sports venues, and the trolley to Ybor City are all nearby. Harbour Homes is a beautifully maintained and landscaped neighborhood with brand new tile roofs, tree-lined streets, and the secure, relaxed lifestyle Harbour Island is known for. This turn-key residence is an exceptional opportunity for anyone seeking easy living in the heart of Tampa. Do not miss your chance to own a home where thoughtful upgrades, beautiful details, and a prime location come together seamlessly.

Facts & features

Interior

Bedrooms
2
Bathrooms
3
Living area
1,321 sqft
Heating
Central
Cooling
Central Air
Flooring
Carpet, Luxury Vinyl, Tile
Stories
2
Features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs…
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range…

Exterior & lot

Lot size
1,663 sqft (0.04 ac)
Roof
Tile
Construction
Block, Stucco, Frame
Exterior
French Doors, Lighting, Rain Gutters

Parking

Garage
1 space

Financial

HOA dues
$534 / monthly
Annual tax
$3,653 (2025)
Price / sqft
$530/sqft

Utilities

Water
Public
Sewer
Public Sewer
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected…

Property

Property type
Townhouse
Year built
1991
Subdivision
HARBOR HOMES PH ONE
County
Hillsborough

Assigned schools

Elementary
Gorrie-HB
Middle
Wilson-HB
High
Plant-HB

Listing

Status
Active
Days on market
1 day
MLS #
MFR802002809
Source
Stellar MLS

Listed by Jill Neuman · KELLER WILLIAMS TAMPA CENTRAL

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQRENA ValiQ is an estimated value, blended from public sale comps, neighbourhood trend and this listing’s own metrics. It is a reference, not a guaranteed or asking price. The final number moves on diligence, terms and timing.Estimate

Sample estimate — not an appraisal

$661k
−5.6% vs asking
$619k low$703k high

Based on 21 comparable sales within 3 miles of TAMPA, FL, this home is priced over RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$4,577/mo
Principal & interest
$3,539/mo
Property tax
$304/mo
Home insurance
$200/mo
HOA dues
$534/mo

Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own bill; insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

DateEventPriceChange
Aug 16, 2026Listed$699,900

NeighbourhoodSample data

Reference scores for TAMPA, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.

Walk Score
77/ 100
Very walkable
Transit Score
61/ 100
Good transit
Bike Score
85/ 100
Very bikeable
Elementary school
Gorrie-HB
Assigned school from the MLS record
Middle school
Wilson-HB
Assigned school from the MLS record
High school
Plant-HB
Assigned school from the MLS record

Location

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