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Active · Single Family

148 NORTHSHORE TERRACE

PORT CHARLOTTE, FL 33980

Beds
3 beds
Baths
2 baths
Area
1,399 sqft
Single FamilyBuilt 19568,960 sqft lotCentral, NoneCentral Air, None$342/sqft4 days on market

Location

About this home

The restoration has started, the setting is already exceptional, and the next chapter is yours to finish. Set within a cul-de-sac in Charlotte Harbor, this waterfront home offers approximately 80 feet of well-maintained seawall and a southeast-facing view toward the meeting point of Charlotte Harbor and the Peace River. Wide, unobstructed water views are the defining feature of the property and create a setting that is increasingly difficult to find. Following flooding from past hurricanes, the home was remediated and restoration began quickly. The owner made substantial progress toward restoring the home, creating a strong starting point for the next owner to finish and personalize. Much of the groundwork has already been started, leaving the next owner the opportunity to finish the remaining drywall and interior work, make the design their own, and bring the home across the finish line. Updated tile flooring runs throughout the home, freshly tiled showers have been completed in the bathrooms, and the kitchen already features accent stonework in place. Additional stone and wood details, including an accent wood ceiling, add character to build upon. New windows and sliders have been installed with the exception of two, hurricane shutters are in place and a 2022 ROOF. The home does need an A/C unit. Outside, a mature poinciana tree along with palm trees and mature landscaping adds a touch of Florida character against the waterfront backdrop. The seawall is well maintained and currently vacant lots on both sides create an open feel around the property. New million-dollar homes throughout the surrounding area further highlight the continued investment and potential of this waterfront location. Whether you are an investor looking for your next renovation project or a buyer ready to finish a waterfront home around your own style and vision, this property offers the opportunity to take what has already been started and make it your own. Conveniently located near Downtown Punta Gorda, shopping, dining, Sunseeker Resort, US 41, and I-75, this Charlotte Harbor property combines a rare waterfront setting with easy access to everything the area has to offer. CASH ONLY. PROPERTY IS BEING SOLD AS-IS WITH RIGHT TO INSPECT.

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Living area
1,399 sqft
Heating
Central, None
Cooling
Central Air, None
Flooring
Tile
Stories
1
Features
Primary Bedroom Main Floor
Appliances
None

Exterior & lot

Lot size
8,960 sqft (0.21 ac)
Waterfront
Yes
Roof
Shingle
Construction
Block, Stucco
Exterior
Private Mailbox

Parking

Carport
2 spaces

Financial

Annual tax
$4,219 (2025)
Price / sqft
$342/sqft

Utilities

Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Sewer Connected, Water Connected

Property

Property type
Single Family
Year built
1956
Subdivision
SUNCOAST HARBORS
County
Charlotte

Assigned schools

Elementary
Peace River Elementary
Middle
Port Charlotte Middle
High
Charlotte High

Listing

Status
Active
Days on market
4 days
MLS #
MFR805234209
Source
Stellar MLS

Listed by Milan Fiser · RE/MAX HARBOR REALTY

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$2,774/mo
Principal & interest
$2,422/mo
Property tax
$352/mo
Home insurance
Left out until you enter a quote

Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own 2025 bill. Insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.

Ask about this property

Answered from this listing’s own figures and the sales around it.

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Price history

From the property’s MLS record.

DateEventPriceChange
Sep 17, 2026Listed$479,000

Neighbourhood

The schools below come from the MLS record for this home. Walking, transit and cycling figures for PORT CHARLOTTE, FL are not connected yet, so this page does not show them.

Elementary school
Peace River Elementary
Assigned school from the MLS record
Middle school
Port Charlotte Middle
Assigned school from the MLS record
High school
Charlotte High
Assigned school from the MLS record

Frequently asked questions

What would 148 NORTHSHORE TERRACE, PORT CHARLOTTE cost per month?

About $2,774 a month: $2,422 principal and interest, $352 property tax. That assumes 20% down at 6.5% over 30 years, and leaves out insurance.

Is 148 NORTHSHORE TERRACE, PORT CHARLOTTE priced fairly?

Comparable homes nearby put it between $316,160 and $363,754, with $339,957 in the middle. Those are asking prices, not closed sales: 8 properties of the same type within three miles, each within 20% of this one's size and a bedroom either way, at a median of $243 a square foot.

How does 148 NORTHSHORE TERRACE, PORT CHARLOTTE compare to nearby homes?

8 comparable properties within three miles. The nearest: 113 NORTHSHORE TERRACE, PORT CHARLOTTE, FL at $475,000, 1,334 sq ft, 0.14 miles away; 180 PURDY DRIVE, PUNTA GORDA, FL at $449,999, 1,425 sq ft, 0.16 miles away; 155 DANFORTH DR, PUNTA GORDA, FL at $579,900, 1,512 sq ft, 0.36 miles away.

How long has 148 NORTHSHORE TERRACE, PORT CHARLOTTE been on the market?

3 days on the market.

Has the price of 148 NORTHSHORE TERRACE, PORT CHARLOTTE changed?

The price has not moved since it was listed.

How big is 148 NORTHSHORE TERRACE, PORT CHARLOTTE?

3 bed, 2 bath, 1,399 square feet. That is $342 a square foot.

What year was 148 NORTHSHORE TERRACE, PORT CHARLOTTE built?

Built in 1956.

What is the HOA fee at 148 NORTHSHORE TERRACE, PORT CHARLOTTE?

The feed lists no association fee for this property.

What are the property taxes at 148 NORTHSHORE TERRACE, PORT CHARLOTTE?

Property tax works out to about $352 a month, $4,219 a year, on the 2025 assessment.

Is 148 NORTHSHORE TERRACE, PORT CHARLOTTE still available?

It is still on the market.