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Active · Single Family

20952 60TH TERRACE

LIVE OAK, FL 32060

Beds
5 beds
Baths
4 baths
Area
3,270 sqft
Single FamilyBuilt 1997871,200 sqft lot6-car garageElectric, Heat Pump, PropaneCentral AirPoolFireplace$296/sqft164 days on market

About this home

Set on 20 private acres, this 3,210 sq ft two-story home has 5 bedrooms, 3.5 bathrooms, and an extra flex room, so there’s a ton of space to work with depending on what you need. The wraparound porch and brick plus Hardie board exterior give it that classic look, but it’s also built to last. The primary suite is downstairs, and it has two walk-in closets and a spacious bathroom with separate vanities, a walk-in shower with built-in shelving, and a clawfoot tub under a chandelier. There’s also a glass block wall that brings in natural light without giving up privacy. Right off the bathroom is a flex room that’has endless possibilities like a a craft space, additional closet or nursery, but it did used to have an indoor hot tub and still has a Rinnai temperature control hooked up to an exterior tankless water heater (buyer should verify future use). Throughout the home, there are tons of arched and picture windows, along with crown molding, chandeliers, ceiling fans, and a double-sided gas fireplace that connects the living room and kitchen. The kitchen has granite countertops, stainless steel appliances, a deep farmhouse sink, glass-front upper cabinets, a coffee bar, and a pantry. The dining area sits just off the kitchen and includes built-in shelving. Behind a pocket door, there’s a utility room with the washer and dryer, extra storage, and access to a bathroom. The first bedroom off the hallway has its own bathroom that can also be accessed from the hall, which works well for guests. Two more bedrooms both have walk-in closets and share a Jack-and-Jill bathroom with double sinks, while the shower and toilet are separated. The fourth bedroom has a built-in window bench with storage and another large walk-in closet. Upstairs, there’s an open catwalk with black iron rod railing that overlooks the main living space on the first floor. It leads past a small library nook with built-in book shelf to the fifth bedroom, which is oversized with vaulted ceilings, arched windows, a private toilet area, and extra attic access. Other features include 3 AC units, a central vacuum system with new hoses, built-in dog or kid doors, easy attic access, blown-in insulation, and a whole-home generator. Outside, you’ve got a private pool, multiple sheds, and a four-bay garage with roll-up doors. One of the biggest highlights is the 100x50 insulated workshop with three HVAC units. About half is still set up as an open garage with a 12-foot RV door, and the other half has already been framed and wired for a two-story living or office space, just waiting to be finished out (buyer to verify use). Overall, it’s a really versatile property with a mix of privacy, space, and potential, whether you want room to spread out, run a business, or customize it over time.

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Living area
3,270 sqft
Heating
Electric, Heat Pump, Propane
Cooling
Central Air
Flooring
Carpet, Tile
Fireplace
Yes
Stories
2
Features
Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Central Vaccum, High Ceilings, Primary Bedroom Main Floor…
Appliances
Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Tankless Water Heater…

Exterior & lot

Lot size
871,200 sqft (20 ac)
Pool
Yes
Roof
Metal, Shingle
Construction
Brick, HardiPlank Type
Exterior
French Doors, Private Entrance, Private Yard, Rain Gutters, RV Hookup, Shade Shutter(s)

Parking

Garage
6 spaces
Carport
2 spaces

Financial

Annual tax
$4,954 (2025)
Price / sqft
$296/sqft

Utilities

Water
Private, Well
Sewer
Septic Tank
Utilities
Electricity Connected, Propane, Sprinkler Well, Water Connected

Property

Property type
Single Family
Year built
1997
Subdivision
NOT IN SUBDIVISION
County
Suwannee

Assigned schools

Elementary
Branford Elementary School
Middle
Suwannee Middle School
High
Suwannee High School

Listing

Status
Active
Days on market
56 days
MLS #
MFR779337594
Source
Stellar MLS

Listed by Jennifer Barona · KELLER WILLIAMS GAINESVILLE REALTY PARTNERS

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

RRENA ValiQRENA ValiQ is an estimated value, blended from public sale comps, neighbourhood trend and this listing’s own metrics. It is a reference, not a guaranteed or asking price. The final number moves on diligence, terms and timing.Estimate

Sample estimate — not an appraisal

$984k
+1.7% vs asking
$926k low$1.04M high

Based on 30 comparable sales within 2 miles of LIVE OAK, FL, this home is priced under RENA ValiQ.

Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.

Estimate your monthly cost

PITI + HOA
Estimated monthly payment$5,750/mo
Principal & interest
$5,147/mo
Property tax
$403/mo
Home insurance
$200/mo

Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

DateEventPriceChange
Mar 4, 2026Listed$967,000

NeighbourhoodSample data

Reference scores for LIVE OAK, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.

Walk Score
50/ 100
Somewhat walkable
Transit Score
44/ 100
Some transit
Bike Score
34/ 100
Somewhat bikeable
Elementary school
Branford Elementary School
Assigned school from the MLS record
Middle school
Suwannee Middle School
Assigned school from the MLS record
High school
Suwannee High School
Assigned school from the MLS record

Location

Similar homes nearby

Homes for sale in LIVE OAK within the same price band.

20952 60TH TERRACE, LIVE OAK FL · $967,000 · Nobel Realty Group™