4118 OSPREY HARBOUR LOOP
CORTEZ, FL 34215
About this home
One or more photo(s) has been virtually staged. Welcome to the Sandpiper at gated Harbour Landings, a beautifully updated SPACIOUS two-story townhouse with 1898 sq. ft and 2400 + EXTRA square feet of AC living space. NEW METAL roof 04/2025. ROOM FOR A POOL! Private ELEVATOR to the main living level upstairs with covered screened porch, and PERFECT FOR A MOTHER IN LAW SUITE SITUATION! Generous and oversized garage is equivalent to a 3 CAR garage with space for two cars and/or boat/golf cart. The aquarium windows and sliding glass doors allow for an abundance of natural light with screened lanai. You'll enjoy features such crown molding, high ceilings, new AC in 2022, all new interior painting and brand new modern light fixtures. Harbour Landings is a virtually maintenance-free community. Association fees include all amenities, (tennis, pool, clubhouse, private gate) insurance on the outside of the building, roof maintenance and replacement, landscaping, lawn maintenance, irrigation, exterior painting, and professional management. Enjoy heated pool, community fitness facility, and tennis/pickle ball court. Walk-able and golf-cart friendly, Harbour Landings is close to beaches,(ONE Mile to Anna Maria) boating, golfing, restaurants, and more – offering the best of the coastal-casual Florida lifestyle. This home epitomizes tropical, island living without having to be on an island. Don’t miss out on this one-time amazing coastal lifestyle opportunity and call for your private showing today! Take your golf cart over the bridge to Anna Maria! THIS PROPERTY DID NOT FLOOD OR HAVE ANY DAMAGE IN HURRICANE HELENE AND MILTON.
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Living area
- 1,898 sqft
- Heating
- Electric
- Cooling
- Central Air, Mini-Split Unit(s)
- Flooring
- Carpet, Ceramic Tile
- Stories
- 2
- Features
- Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, Elevator, Living Room/Dining Room Combo, Open Floorplan…
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Exterior & lot
- Lot size
- 6,547 sqft (0.15 ac)
- Roof
- Metal
- Construction
- Block, Stucco
- Exterior
- Balcony, Sliding Doors, Sprinkler Metered, Storage, Tennis Court(s)
Parking
- Garage
- 3 spaces
Financial
- HOA dues
- $1,700 / quarterly
- Annual tax
- $7,528 (2025)
- Price / sqft
- $389/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Property
- Property type
- Condo
- Year built
- 2006
- Subdivision
- HARBOUR LANDINGS
- County
- Manatee
Assigned schools
- Elementary
- Sea Breeze Elementary
- Middle
- W.D. Sugg Middle
- High
- Bayshore High
Listing
- Status
- Active
- Days on market
- 96 days
- MLS #
- MFR774358059
- Source
- Stellar MLS
Listed by Cindy Quinn, PA · SATO REAL ESTATE INC.
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 29 comparable sales within 4 miles of CORTEZ, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $3,933/mo
- Property tax
- $554/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price historySample data
Reference timeline for $739,000. Live MLS history swaps in with the Stellar feed.
| Date | Event | Price | Change |
|---|---|---|---|
| 2026-08 | Listing updated | $739,000 | — |
| 2026-05 | Price changed | $739,000 | −$22,170 |
| 2026-04 | Listed | $761,170 | — |
NeighbourhoodSample data
Reference scores for CORTEZ, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 4118 OSPREY HARBOUR LOOP, CORTEZ cost per month?
About $5,300 a month: $3,737 principal and interest, $627 property tax, $370 insurance, $567 HOA. That assumes 20% down at 6.5% over 30 years.
Is 4118 OSPREY HARBOUR LOOP, CORTEZ priced fairly?
Comparable sales nearby put it between $826,086 and $950,442, with $888,264 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $468 a square foot.
How does 4118 OSPREY HARBOUR LOOP, CORTEZ compare to nearby homes?
8 comparable properties within three miles. The nearest: 4112 128TH STREET, CORTEZ, FL at $600,000, 1,546 sq ft, 0.06 miles away; 4104 128TH STREET, CORTEZ, FL at $784,000, 2,046 sq ft, 0.08 miles away; 3840 MARINERS WAY, CORTEZ, FL at $825,000, 1,942 sq ft, 0.28 miles away.
How long has 4118 OSPREY HARBOUR LOOP, CORTEZ been on the market?
96 days on the market.
Has the price of 4118 OSPREY HARBOUR LOOP, CORTEZ changed?
It has gone down from $779,000 to $739,000, a change of -5.1%.
How big is 4118 OSPREY HARBOUR LOOP, CORTEZ?
2 bed, 2 bath, 1,898 square feet. That is $389 a square foot.
What year was 4118 OSPREY HARBOUR LOOP, CORTEZ built?
Built in 2006.
What is the HOA fee at 4118 OSPREY HARBOUR LOOP, CORTEZ?
The association fee works out to $567 a month.
What are the property taxes at 4118 OSPREY HARBOUR LOOP, CORTEZ?
Property tax works out to about $627 a month, $7,528 a year.
Is 4118 OSPREY HARBOUR LOOP, CORTEZ still available?
It is still on the market.
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