3840 MARINERS WAY
CORTEZ, FL 34215
About this home
Do you have a boat? Or always wanted one? Love fishing? Or just content to look out at the huge expanse of Anna Maria Sound, with a coffee in hand in the morning or a glass of wine looking at the incredible sunsets in the evening? Then this is the place for you! Watch the porpoises play literally a few dozen feet away, or a family of manatees leisurely cruise by. Fisherman? Catch a redfish or a snook for dinner, right off your own back yard! Mariner's Cove is an very private 80 unit gated community in Cortez FL, with 2 pools, tennis, a kayak launch, and a private boat slip, which we are told will take up to a 35 ft boat (you can add your own boat lift!). We're just a hop, skip and a jump (locally, we call that a bridge) from Anna Maria island with its incredible array of restaurants, miles of gorgeous beaches and nonstop nightlife. Easily access to Bradenton, Lakewood Ranch and Sarasota, as well. This nicely updated condo has 2 bedrooms downstairs and a big loft upstairs for additional guests. Kitchen, bathrooms, flooring, hurricane sliders among updates, two under building assigned parking spaces, kayak storage, additional storage area, and an elevator, are among the many bells and whistles this second floor unit offers a new owner. Come visit! You'll love it!
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,942 sqft
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Other
- Fireplace
- Yes
- Stories
- 2
- Features
- Cathedral Ceiling(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets…
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range…
Exterior & lot
- Lot size
- 190,356 sqft (4.37 ac)
- Waterfront
- Yes
- Roof
- Shingle
- Construction
- Block, Stucco, Frame
- Exterior
- Balcony, Hurricane Shutters, Lighting, Sidewalk, Sliding Doors
Financial
- Annual tax
- $5,348 (2025)
- Price / sqft
- $425/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
Property
- Property type
- Condo
- Year built
- 1984
- Subdivision
- MARINERS COVE I
- County
- Manatee
Assigned schools
- Elementary
- Sea Breeze Elementary
- Middle
- W.D. Sugg Middle
- High
- Bayshore High
Listing
- Status
- Active
- Days on market
- 65 days
- MLS #
- MFR790752901
- Source
- Stellar MLS
Listed by Rich Polese · COMPASS FLORIDA LLC
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 31 comparable sales within 2 miles of CORTEZ, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $4,391/mo
- Property tax
- $619/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price historySample data
Reference timeline for $825,000. Live MLS history swaps in with the Stellar feed.
| Date | Event | Price | Change |
|---|---|---|---|
| 2026-08 | Listing updated | $825,000 | — |
| 2026-03 | Price changed | $825,000 | −$16,500 |
| 2025-12 | Listed | $841,500 | — |
NeighbourhoodSample data
Reference scores for CORTEZ, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 3840 MARINERS WAY, CORTEZ cost per month?
About $5,030 a month: $4,172 principal and interest, $446 property tax, $413 insurance. That assumes 20% down at 6.5% over 30 years.
Is 3840 MARINERS WAY, CORTEZ priced fairly?
Comparable sales nearby put it between $701,654 and $807,280, with $754,467 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $389 a square foot.
How does 3840 MARINERS WAY, CORTEZ compare to nearby homes?
8 comparable properties within three miles. The nearest: 3840 MARINERS WAY, CORTEZ, FL at $900,000, 1,762 sq ft, 0 miles away; 4104 128TH STREET, CORTEZ, FL at $784,000, 2,046 sq ft, 0.2 miles away; 4112 128TH STREET, CORTEZ, FL at $600,000, 1,546 sq ft, 0.24 miles away.
How long has 3840 MARINERS WAY, CORTEZ been on the market?
65 days on the market.
Has the price of 3840 MARINERS WAY, CORTEZ changed?
The price has not moved since it was listed.
How big is 3840 MARINERS WAY, CORTEZ?
3 bed, 2 bath, 1,942 square feet. That is $425 a square foot.
What year was 3840 MARINERS WAY, CORTEZ built?
Built in 1984.
What is the HOA fee at 3840 MARINERS WAY, CORTEZ?
The feed lists no association fee for this property.
What are the property taxes at 3840 MARINERS WAY, CORTEZ?
Property tax works out to about $446 a month, $5,348 a year.
Is 3840 MARINERS WAY, CORTEZ still available?
It is still on the market.
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