4112 128TH STREET
CORTEZ, FL 34215
About this home
Experience the ultimate coastal boating lifestyle without the upkeep in this TURNKEY FURNISHED CONDO. Click Tour 2 for Matterport 3D Tour. Welcome to Smugglers Landing, a premier waterfront community offering a deeded boat slip and wide (New Docks Going In This Year), deep-water canals ideal for sailboats or large boats, with quick and easy access to Anna Maria Sound and the Gulf. The elevated buildings provide peace of mind during storm season and include two assigned under-building parking spaces, along with an oversized storage room perfect for a workshop or hobby space. A convenient elevator brings you to this top-floor end unit, where you are greeted by an expansive screened-in front lanai your first glimpse of the light-filled, airy interior. Inside, tall vaulted ceilings and abundant natural light create an open and inviting atmosphere. The spacious kitchen offers ample cabinetry, generous counter space, and a long breakfast bar that seamlessly connects to the living and dining areas. Entertaining is effortless with a full wet bar and beautiful water views as your backdrop. The primary suite features custom built-ins, a large layout, and private access to the rear lanai. The en-suite bath includes thoughtful touches such as under-cabinet lighting. Your guests will appreciate the roomy guest bedroom with direct access to the second full bathroom, ensuring privacy and comfort. A sizable den/office adds versatility and features a large slider to the front lanai plus a pass-through window to the kitchen, ideal for work, hobbies, or additional entertaining space. Both the front and rear lanais are perfect for dining alfresco, enjoying coastal breezes, or relaxing with serene water views. On calm days you can see the Manatees playing in the water. Experience breathtaking evenings as the sunsets feel like a moment out of a post card. This is coastal living at its finest! Smugglers Landing offers exceptional amenities, including two heated pools, a spa, clubhouse, tennis and pickleball courts, a fitness center, and elevator access. Nestled in the historic fishing village of Cortez, you’re moments from fresh seafood markets, local restaurants, shops, and the world-class beaches of Anna Maria Island. Smugglers Landing is truly a premier boating community and this beautifully located top-floor end unit is ready for its next owner.
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Living area
- 1,546 sqft
- Heating
- Electric
- Cooling
- Central Air
- Flooring
- Carpet, Tile
- Stories
- 1
- Features
- Cathedral Ceiling(s), Ceiling Fans(s), Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)…
- Appliances
- Bar Fridge, Dishwasher, Dryer, Electric Water Heater, Microwave, Range…
Exterior & lot
- Lot size
- 0 sqft (0 ac)
- Waterfront
- Yes
- Roof
- Membrane
- Construction
- Block, Concrete, Stucco
- Exterior
- Hurricane Shutters, Sliding Doors
Parking
- Garage
- 2 spaces
Financial
- Annual tax
- $6,866 (2025)
- Price / sqft
- $388/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Property
- Property type
- Condo
- Year built
- 2000
- Subdivision
- SMUGGLERS LANDING PH III
- County
- Manatee
Listing
- Status
- Active
- Days on market
- 255 days
- MLS #
- MFR775310947
- Source
- Stellar MLS
Listed by Gregory Zies, LLC · RE/MAX ALLIANCE GROUP
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 13 comparable sales within 2 miles of CORTEZ, FL, this home is priced over RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $3,193/mo
- Property tax
- $450/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price historySample data
Reference timeline for $600,000. Live MLS history swaps in with the Stellar feed.
| Date | Event | Price | Change |
|---|---|---|---|
| 2026-08 | Listing updated | $600,000 | — |
| 2026-05 | Price changed | $600,000 | −$36,000 |
| 2026-03 | Listed | $636,000 | — |
NeighbourhoodSample data
Reference scores for CORTEZ, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 4112 128TH STREET, CORTEZ cost per month?
About $3,906 a month: $3,034 principal and interest, $572 property tax, $300 insurance. That assumes 20% down at 6.5% over 30 years.
Is 4112 128TH STREET, CORTEZ priced fairly?
Comparable sales nearby put it between $654,909 and $753,497, with $704,203 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $456 a square foot.
How does 4112 128TH STREET, CORTEZ compare to nearby homes?
8 comparable properties within three miles. The nearest: 4104 128TH STREET, CORTEZ, FL at $784,000, 2,046 sq ft, 0.04 miles away; 4118 OSPREY HARBOUR LOOP, CORTEZ, FL at $739,000, 1,898 sq ft, 0.06 miles away; 3840 MARINERS WAY, CORTEZ, FL at $825,000, 1,942 sq ft, 0.24 miles away.
How long has 4112 128TH STREET, CORTEZ been on the market?
255 days on the market.
Has the price of 4112 128TH STREET, CORTEZ changed?
It has gone down from $675,000 to $600,000, a change of -11.1%.
How big is 4112 128TH STREET, CORTEZ?
2 bed, 2 bath, 1,546 square feet. That is $388 a square foot.
What year was 4112 128TH STREET, CORTEZ built?
Built in 2000.
What is the HOA fee at 4112 128TH STREET, CORTEZ?
The feed lists no association fee for this property.
What are the property taxes at 4112 128TH STREET, CORTEZ?
Property tax works out to about $572 a month, $6,866 a year.
Is 4112 128TH STREET, CORTEZ still available?
It is still on the market.
Similar homes nearby
Homes for sale in CORTEZ within the same price band.
