3854 KNOTTY PINE STREET
ST CLOUD, FL 34772
About this home
Welcome to 3854 Knotty Pine Street, a spacious 4-bedroom, 2.5-bathroom with a loft townhome located in the desirable Havenfield at Cross Prairie community in St. Cloud. Offering approximately 2,160 square feet of living space, this two-story home provides a functional and comfortable layout with plenty of room for family, guests, and everyday living. The first floor features an inviting open-concept living area, dining space, kitchen, and convenient half bath. Upstairs, the generous primary suite provides a private retreat, while three additional bedrooms offer flexibility for family, guests, a home office, or additional living space. The home also features an attached 2-car garage, providing convenient parking and additional storage. Built in 2024, this newer townhome offers the opportunity to enjoy modern construction and a low-maintenance lifestyle without the wait and uncertainty of building from the ground up. Located in St. Cloud with convenient access to shopping, dining, schools, major roadways, parks, and the growing Central Florida area, this property is an excellent opportunity for a primary residence or investment property. Schedule your private showing today and discover everything 3854 Knotty Pine Street has to offer!
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Living area
- 2,160 sqft
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Carpet, Ceramic Tile
- Stories
- 2
- Features
- Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters…
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range…
Exterior & lot
- Lot size
- 3,049 sqft (0.07 ac)
- Roof
- Shingle
- Construction
- Block, Concrete, Stucco
- Exterior
- None
Parking
- Garage
- 2 spaces
Financial
- HOA dues
- $332 / monthly
- Annual tax
- $6,509 (2025)
- Price / sqft
- $180/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Public
Property
- Property type
- Townhouse
- Year built
- 2024
- Subdivision
- HAVENFIELD AT CROSS PRAIRIE
- County
- Osceola
Listing
- Status
- Active
- Days on market
- Today
- MLS #
- MFR802604160
- Source
- Stellar MLS
Listed by Alejandro Bastidas · VESTI LLC
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 18 comparable sales within 4 miles of ST CLOUD, FL, this home is priced under RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $2,070/mo
- Property tax
- $551/mo
- Home insurance
- $200/mo
- HOA dues
- $332/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 12, 2026 | Listed | $389,000 | — |
NeighbourhoodSample data
Reference scores for ST CLOUD, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 3854 KNOTTY PINE STREET, ST CLOUD cost per month?
About $3,036 a month: $1,967 principal and interest, $542 property tax, $195 insurance, $332 HOA. That assumes 20% down at 6.5% over 30 years.
Is 3854 KNOTTY PINE STREET, ST CLOUD priced fairly?
Comparable sales nearby put it between $396,738 and $456,462, with $426,600 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $198 a square foot.
How does 3854 KNOTTY PINE STREET, ST CLOUD compare to nearby homes?
8 comparable properties within three miles. The nearest: 3919 KNOTTY PINE STREET, ST CLOUD, FL at $400,000, 2,160 sq ft, 0.11 miles away; 4870 PRAIRIE PRESERVE RUN, ST CLOUD, FL at $334,990, 1,624 sq ft, 0.2 miles away; 5002 RAIN SHADOW DRIVE, ST CLOUD, FL at $319,000, 1,556 sq ft, 0.2 miles away.
How long has 3854 KNOTTY PINE STREET, ST CLOUD been on the market?
It came on the market today.
Has the price of 3854 KNOTTY PINE STREET, ST CLOUD changed?
The price has not moved since it was listed.
How big is 3854 KNOTTY PINE STREET, ST CLOUD?
4 bed, 3 bath, 2,160 square feet. That is $180 a square foot.
What year was 3854 KNOTTY PINE STREET, ST CLOUD built?
Built in 2024.
What is the HOA fee at 3854 KNOTTY PINE STREET, ST CLOUD?
The association fee works out to $332 a month.
What are the property taxes at 3854 KNOTTY PINE STREET, ST CLOUD?
Property tax works out to about $542 a month, $6,509 a year.
Is 3854 KNOTTY PINE STREET, ST CLOUD still available?
It is still on the market.
Similar homes nearby
Homes for sale in ST CLOUD within the same price band.
