Active · Single Family

1109 BELCHER ROAD

PALM HARBOR, FL 34683

Beds

5 beds

Baths

4 baths

Area

3,196 sqft

Single FamilyBuilt 190544,231 sqft lotCentralCentral Air$250/sqft724 days on market

About this home

Property is located in unincorporated Pinellas County, current zoning allows certain business uses. Historical property right near the heart of downtown Palm Harbor. This home is on a 1 acre MOL lot. The 3,196 sqft residence offers a perfect setting for both residential and commercial use. As you arrive you will see a wrap-around porch in the front, there are hooks ready for porch swings to be placed. When you step inside you will notice the layout has optimal use for however you chose to use the space - office, play rooms, living room, gym etc. The primary bedroom on the first floor has french doors to enter, through those doors is a large space aside from the bedroom that can be used as an extra space for an office, storage, etc. With a full private bathroom attached. The kitchen has recent updates and offers seamless access to the large deck in the backyard that is perfect for any outdoor activities such as relaxation, gatherings, bon fires, gardening etc. Attached to the kitchen is the laundry room leading into bathroom for easy access from the backyard and kitchen. Spacious formal dining area between the kitchen and living room. Upstairs, you’ll find three spacious bedrooms, each providing lots of comfort for family and guests. Whether you envision it as your forever home or a unique commercial space, this property stands out with its versatile layout and prime location. Large 1 acre lot offers plenty of room for expansion and growth. Plenty of room for parking, a pool, multi-car garage, etc. Roof was replaced 7/2016 with peel & stick underlayment.

Facts & features

Interior

Bedrooms: 5
Bathrooms: 4
Living area: 3,196 sqft
Heating: Central
Cooling: Central Air
Flooring: Tile, Wood
Features: Ceiling Fans(s), Crown Molding, Primary Bedroom Main Floor
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator

Exterior & lot

Lot size: 44,231 sqft (1.02 ac)
Roof: Shingle
Construction: Frame
Exterior: French Doors, Private Mailbox, Sidewalk

Financial

Annual tax: $8,474 (2023)
Price / sqft: $250/sqft

Utilities

Water: Public
Sewer: Public Sewer
Utilities: Public

Property

Property type: Single Family
Year built: 1905
Subdivision: SUTHERLAND TOWN OF
County: Pinellas

Assigned schools

Elementary: Highland Lakes Elementary-PN
Middle: Palm Harbor Middle-PN
High: Palm Harbor Univ High-PN

Listing

Status: Active
Days on market: 508 days
MLS #: MFR735021438
Source: Stellar MLS

Listed by Darleen DePoalo · ABI ROAD REALTY LLC

Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.

Estimate your monthly cost

PITI + HOA

Down payment (%)

Interest rate (%)

Loan term (yrs)

Property tax (% / yr)

Home insurance ($ / yr)

HOA dues ($ / mo)

Estimated monthly payment$4,946/mo

Principal & interest: $4,040/mo
Property tax: $706/mo
Home insurance: $200/mo

Opens at 20% down over 30 years at 6.5%, the same assumptions as the answers below. Property tax is this listing's own 2023 bill. Insurance is left out until you enter a quote, because Florida premiums turn on roof age, elevation and carrier. Every field is editable.

Ask about this property

Answered from this listing’s own figures and the sales around it.

Price history

From the property’s MLS record.

Date	Event	Price	Change
Mar 25, 2026	Price reduced	$799,000	−$301,000
Aug 25, 2024	Listed	$1,100,000	—

Neighbourhood

The schools below come from the MLS record for this home. Walking, transit and cycling figures for PALM HARBOR, FL are not connected yet, so this page does not show them.

Elementary school

Highland Lakes Elementary-PN

Assigned school from the MLS record

Middle school

Palm Harbor Middle-PN

Assigned school from the MLS record

High school

Palm Harbor Univ High-PN

Assigned school from the MLS record

Location

Frequently asked questions

What would 1109 BELCHER ROAD, PALM HARBOR cost per month?

About $4,746 a month: $4,040 principal and interest, $706 property tax. That assumes 20% down at 6.5% over 30 years, and leaves out insurance.

Is 1109 BELCHER ROAD, PALM HARBOR priced fairly?

Comparable homes nearby put it between $918,435 and $1,056,693, with $987,564 in the middle. Those are asking prices, not closed sales: 8 properties of the same type within three miles, each within 20% of this one's size and a bedroom either way, at a median of $309 a square foot.

How does 1109 BELCHER ROAD, PALM HARBOR compare to nearby homes?

8 comparable properties within three miles. The nearest: 2013 BEE BRANCH COURT, PALM HARBOR, FL at $1,375,000, 3,082 sq ft, 0.08 miles away; 1916 JULLEE LANE, PALM HARBOR, FL at $1,399,900, 3,035 sq ft, 0.23 miles away; 136 SHEFFIELD CIRCLE, PALM HARBOR, FL at $900,000, 2,854 sq ft, 0.73 miles away.

How long has 1109 BELCHER ROAD, PALM HARBOR been on the market?

508 days on the market.

Has the price of 1109 BELCHER ROAD, PALM HARBOR changed?

It has gone down from $1,100,000 to $799,000, a change of -27.4%.

How big is 1109 BELCHER ROAD, PALM HARBOR?

5 bed, 4 bath, 3,196 square feet. That is $250 a square foot.

What year was 1109 BELCHER ROAD, PALM HARBOR built?

Built in 1905.

What is the HOA fee at 1109 BELCHER ROAD, PALM HARBOR?

The feed lists no association fee for this property.

What are the property taxes at 1109 BELCHER ROAD, PALM HARBOR?

Property tax works out to about $706 a month, $8,474 a year, on the 2023 assessment.

Is 1109 BELCHER ROAD, PALM HARBOR still available?

It is still on the market.

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