63 photos in the listing
3544 Ruby Avenue
St James City, FL 33956 · Lee County
$1,249,000
4
Beds
3
Baths
2,950
Sq ft
1993
Year built
Location
About this home
Welcome to your own private slice of paradise on Pine Island! This exceptional waterfront retreat offers a true Florida Keys feel, with tropical surroundings, INTERSECTING CANALS, AND 189 feet of waterfront creating the perfect setting for the ultimate coastal lifestyle. Situated on a peaceful cul-de-sac corner lot, this spacious 4-befroom, 3-bath home combines comfort, privacy, and effortless indoor-outdoor living. Step outside to your private resort-style oasis featuring a heated salt system pool, spa, firepit, hammock, and your own sandy beach area. Boaters will love the covered dock, boat lift and fillet station, with quick access to open water for boating, fishing, kayaking, and unforgettable sunset cruises. Inside, the bright and inviting floor plan is designed for both relaxing and entertaining. The gourmet kitchen features custom cabinetry, Corian countertops, stainless steel appliances, a wine refrigerator, and generous space for gathering. The main suite offers peaceful water views, while the versitile lower-level guest/in-law suite provides additonal privacy and includes its own kitchen and laundry. Surrounded by lush tropical landscaping and water views, this is more than a home--it's a lifestyle. Whether you're enjoying coffee by the water, relaxing poolside, entertaining friends, or heading out for a day on the Gulf, every day feels like a vacation. Experience the laid-back charm of St. James City with the unmistakealbe feel of the Florida Keys right at home. This "Coastal Escape" currently on the vacation rental market, offers an attractive opportunity for those looking for a personal island retreat with income potential. This home is in high demand throughout the year, making it an excellent choice for a vacation-home buyer, investment property, or those seeking flexibility to enjoy the home while generating rental income.
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Living area
- 2,950 sq ft
- Stories
- 2
- Flooring
- Ceramic Tile, Hardwood
- Appliances
- Bar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Features
- Ceiling Fans(s), Walk-In Closet(s)
- Cooling
- Central Air
- Heating
- Central, Electric
Exterior & lot
- Lot size
- 0.28 acres
- Construction
- Other
- Roof
- Metal
- Features
- Balcony, Fire Pit, Lighting, Outdoor Grill, Sprinkler Metered
- Pool
- Yes
- Waterfront
- Yes
Parking
- Garage spaces
- 2
Financial
- Price / sqft
- $423/sqft
- Annual tax
- $15,417.51
- Tax year
- 2025
Utilities
- Utilities
- Electricity Connected, Water Connected
- Water
- Public
- Sewer
- Septic Tank
Property
- Property type
- Single Family
- Year built
- 1993
- Subdivision
- Bayview Acres
- Days on market
- 36 days
Estimate your monthly cost
Twenty percent down over thirty years at 6.5%. Insurance is not included.
- Principal & interest
- $6,316
- Property tax
- $1,285
- Estimated monthly
- $7,601
Ask about this property
Answered from this listing’s own figures and the sales around it.
Similar homes nearby
Price history
From the property’s MLS record.
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 14, 2026 | Listed | $1,249,000 | — |
Neighbourhood
The schools below come from the MLS record for this home. Walking, transit and cycling figures for St James City, FL are not connected yet, so this page does not show them.
About this area
ST JAMES CITY, FL sits in Lee County. The MLS record names Pine Island Elementary (elementary), Gulf Middle School (middle), Ida S. Baker High School (high) as the assigned schools.
Written from this listing’s own record and the homes we hold nearby.
- Elementary school
- Pine Island Elementary
- Assigned school from the MLS record
- Middle school
- Gulf Middle School
- Assigned school from the MLS record
- High school
- Ida S. Baker High School
- Assigned school from the MLS record
Frequently asked questions
What would 3544 RUBY AVENUE, ST JAMES CITY cost per month?
About $7,601 a month: $6,316 principal and interest, $1,285 property tax. That assumes 20% down at 6.5% over 30 years, and leaves out insurance.
Is 3544 RUBY AVENUE, ST JAMES CITY priced fairly?
It is listed at $1,249,000. There are not enough comparable homes close by to put a range around that yet, so the asking price is the honest answer.
How long has 3544 RUBY AVENUE, ST JAMES CITY been on the market?
32 days on the market.
Has the price of 3544 RUBY AVENUE, ST JAMES CITY changed?
The price has not moved since it was listed.
How big is 3544 RUBY AVENUE, ST JAMES CITY?
4 bed, 3 bath, 2,950 square feet. That is $423 a square foot.
What year was 3544 RUBY AVENUE, ST JAMES CITY built?
Built in 1993.
What is the HOA fee at 3544 RUBY AVENUE, ST JAMES CITY?
The feed lists no association fee for this property.
What are the property taxes at 3544 RUBY AVENUE, ST JAMES CITY?
Property tax works out to about $1,285 a month, $15,417 a year, on the 2025 assessment.
Is 3544 RUBY AVENUE, ST JAMES CITY still available?
It is still on the market.
Listing
- Listed by
- Lisa Marcet
- Brokerage
- CHARLES RUTENBERG REALTY FTL
- MLS number
- MFR806308262
Listing information is deemed reliable but is not guaranteed.