3840 MARINERS WAY
CORTEZ, FL 34215
About this home
Presenting a rare and distinguished opportunity to enjoy panoramic waterfront vistas, complemented by the exceptional offering of two boat slips, a rarity along the coast. Ideally set in the prestigious gated enclave of Mariner’s Cove where refined waterfront living is elevated to an art form. Set between the tranquil shores of Anna Maria Sound and Palma Sola Bay, this residence is a statement of timeless design. For the boating enthusiast, the residence includes a rare two slips equipped with a full power pedestal capable of holding a large boat, storage box and ideally at the end of the canal for direct access to the Intracoastal Waterway, offering seamless navigation to Anna Maria Sound, Palma Sola Bay, Tampa Bay and Gulf of America. Upon arrival via elevator, you are welcomed into an expansive open-concept residence is a sanctuary of natural light that effortlessly blends coastal ease and anchored by a refined fireplace and framed by floor-to-ceiling glass sliders, inviting the outdoors in and offering uninterrupted vistas of the water beyond. At the center is a dramatic, 30-foot expanse screened lanai with coveted northwest exposure ideal for capturing both morning serenity and evening sunsets. Unique to this residence is an expansive deep-set front patio, a distinctive feature. The kitchen is a culinary work of art, showcasing warm-toned granite counters, designer backsplash, all wood cabinetry with extra pantry storage, and premium stainless-steel appliances with Sub-Zero paneled refrigerator, every detail curated to enhance form and function. In the owner’s suite, panoramic water views create an ever-changing backdrop of coastal splendor. Private access to the lanai, a luxurious en-suite bath with dual vanities, a walk-in shower and a separate soaking tub further underscore the home's spa-like tranquility. Additional appointments include a laundry closet, a secure under-building storage unit, two covered parking spaces, crown molding throughout and recent mechanical upgrades including a newer HVAC system and water heater. Residents of Mariner’s Cove enjoy an array of upscale amenities, including three protected canals, two heated swimming pools, tennis and pickleball courts, and lushly landscaped grounds in a gated community setting. Ideally just one mile from the sugar-sand beaches of Anna Maria Island and near the historic fishing village of Cortez, where waterfront dining, boutiques and marine adventures await. This is more than a residence, it is a curated lifestyle defined by serenity, exclusivity and finest elements of coastal living. An extraordinary opportunity for the discerning buyer seeking a home of distinction in one of Florida’s desired waterfront communities.
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Living area
- 1,762 sqft
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Carpet, Tile
- Fireplace
- Yes
- Stories
- 3
- Features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Elevator, Living Room/Dining Room Combo, Open Floorplan…
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range…
Exterior & lot
- Lot size
- 0 sqft (0 ac)
- Waterfront
- Yes
- Roof
- Shingle
- Construction
- Block, Cedar, HardiPlank Type, Stucco
- Exterior
- Balcony, Private Mailbox, Sidewalk, Sliding Doors, Storage, Tennis Court(s)
Parking
- Carport
- 2 spaces
Financial
- Annual tax
- $7,994 (2024)
- Price / sqft
- $511/sqft
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Public, Underground Utilities, Water Connected
Property
- Property type
- Condo
- Year built
- 1984
- Subdivision
- MARINERS COVE I
- County
- Manatee
Listing
- Status
- Active
- Days on market
- 182 days
- MLS #
- MFR773564650
- Source
- Stellar MLS
Listed by Kevin Milner · PREMIER SOTHEBY'S INTERNATIONAL REALTY
Listing data provided by Stellar MLS. Information deemed reliable but not guaranteed.
Sample estimate — not an appraisal
Based on 23 comparable sales within 2 miles of CORTEZ, FL, this home is priced under RENA ValiQ.
Reference only. Estimates blend public sale comps, neighbourhood trend and the listing’s own metrics. Final price moves on diligence, terms and timing — RENA is your second read, not your agent.
Estimate your monthly cost
PITI + HOA- Principal & interest
- $4,790/mo
- Property tax
- $675/mo
- Home insurance
- $200/mo
Tax, insurance and HOA are editable estimates with Florida-typical defaults — Florida homeowners insurance in particular varies widely by location and elevation. Confirm exact figures with a lender and insurer.
Ask about this property
Answered from this listing’s own figures and the sales around it.
Price historySample data
Reference timeline for $900,000. Live MLS history swaps in with the Stellar feed.
| Date | Event | Price | Change |
|---|---|---|---|
| 2026-08 | Listing updated | $900,000 | — |
| 2026-03 | Price changed | $900,000 | −$36,000 |
| 2026-02 | Listed | $936,000 | — |
NeighbourhoodSample data
Reference scores for CORTEZ, FL. Schools, mobility and amenities feed live data once the dedicated provider connection lands.
Location
Frequently asked questions
What would 3840 MARINERS WAY, CORTEZ cost per month?
About $5,667 a month: $4,551 principal and interest, $666 property tax, $450 insurance. That assumes 20% down at 6.5% over 30 years.
Is 3840 MARINERS WAY, CORTEZ priced fairly?
Comparable sales nearby put it between $663,657 and $763,563, with $713,610 in the middle. That is from 8 properties of the same type and size within three miles, at a median of $405 a square foot.
How does 3840 MARINERS WAY, CORTEZ compare to nearby homes?
8 comparable properties within three miles. The nearest: 3840 MARINERS WAY, CORTEZ, FL at $825,000, 1,942 sq ft, 0 miles away; 4104 128TH STREET, CORTEZ, FL at $784,000, 2,046 sq ft, 0.2 miles away; 4112 128TH STREET, CORTEZ, FL at $600,000, 1,546 sq ft, 0.24 miles away.
How long has 3840 MARINERS WAY, CORTEZ been on the market?
182 days on the market.
Has the price of 3840 MARINERS WAY, CORTEZ changed?
The price has not moved since it was listed.
How big is 3840 MARINERS WAY, CORTEZ?
2 bed, 2 bath, 1,762 square feet. That is $511 a square foot.
What year was 3840 MARINERS WAY, CORTEZ built?
Built in 1984.
What is the HOA fee at 3840 MARINERS WAY, CORTEZ?
The feed lists no association fee for this property.
What are the property taxes at 3840 MARINERS WAY, CORTEZ?
Property tax works out to about $666 a month, $7,994 a year.
Is 3840 MARINERS WAY, CORTEZ still available?
It is still on the market.
Similar homes nearby
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